Osceola County property record for 2465 Independence Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,512 sqft Heated Area |
| Lot Size | 7,057 sqft (0.162 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $119,900 (2018) |
| Tax Bill | $1,303.00 (2025) |
| Primary APN | 85974 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Heated Area |
| Gross Area | 2,184 sqft Gross Area |
| 1st Floor Area | 1,512 sqft 1st Floor |
| Stories | 1 Story |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,057 sqft (0.162 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 85974 |
|---|---|
| Street Address | 2465 INDEPENDENCE LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8625 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TEKA VILLAGE TRACT 2 PHASE 3 PB 10 PG 196 LOT 24 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | TEKA VILLAGE |
| Legal Phase | 3 |
| Legal Tract | 2 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 43208 |
Source: Osceola County records · APN 85974
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2465 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Apr 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on Record |
| Deed Sale | Apr 30, 2018 · Amount on Record |
| Prior Sale | Sep 24, 2014 · Amount on Record |
| Deed Document Number | 2018068579 |
| Deed Book / Page | 5325 / 1133 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 30, 2018 |
| Property Address | 2465 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625 |
| Document Number | 0053251133 |
| Book / Page | 005325 / 001133 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 68579 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $839.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2465 INDEPENDENCE LN ST CLOUD FL 347728625, ST CLOUD, FL 34772-8625 |
| Document Number | 53251134 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 005325/001134 |
| Instrument | 68580 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2465 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625 |
| Document Number | 0053631390 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 208 PIDEMONT LN KISSIMMEE FL 34744, KISSIMMEE, FL 34744 |
| Document Number | 0053631390 |
|---|---|
| Date | Jul 09, 2018 |
| Book Page | 005363/001390 |
| Instrument | 104198 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,303.00 (+8.95%) Homeowner's exemption Senior Citizen's exemption | $127,366 (+5.99%) | $202,000 (+6.88%) Land $48,000 Building $154,000 |
| 2023 | $1,196.00 (+5.37%) Homeowner's exemption Senior Citizen's exemption | $120,172 (+3%) | $189,000 (+39.38%) Land $35,000 Building $154,000 |
| 2022 | $1,135.00 Homeowner's exemption Senior Citizen's exemption | $116,672 | $135,600 Land $25,000 Building $110,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 292 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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