Osceola County property record for 2472 Independence Ln, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,502 sqft · built 2004 |
| Lot Size | 0.126 acres (5,488 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,000 (Oct 2025) |
| Tax Bill | $2,311 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-0811-0001-0470 |
| Primary APN | 16-26-30-0811-0001-0470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| Gross Area | 1,992 sqft |
| 1st Floor Area | 1,502 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,488 sqft (0.126 acres) |
| Lot Dimensions | 90 ft deep x 61 ft wide |
| Garage Type | Carport |
| Garage Area | 394 sqft |
| Carport | Carport |
| Carport Area | 394 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Unfinished Vinyl Porch |
| Porch Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2472 INDEPENDENCE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8623 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TEKA VILLAGE TRACT 2 PHASE 3 PB 10 PG 196 LOT 47 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | TEKA VLG TRACT 2 PH 3 |
| Legal Phase | 3 |
| Legal Tract | 2 |
| Legal Block | 470 |
| Legal Lot Number | 47 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 43208 |
Source: Osceola County records · APN 16-26-30-0811-0001-0470
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2472 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Oct 22, 2025 | Warranty Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC |
| Aug 14, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 04, 2022 | Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2023 · Amount on Record |
| Deed Document Number | 2025131256 |
| Deed Book / Page | 6869 / 570 |
| Prior Transfer Date | Apr 04, 2022 |
| Prior Transfer Doc | 0061861497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 22, 2025 |
| Property Address | 2472 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8623 |
| Document Number | 0068690570 |
| Book / Page | 6869 / 570 |
| Map Reference | MB 10 PG 196 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025131256 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, THE CLOSING CITY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,687.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3426 OBSIDIAN, BROWNSVILLE, TX 78526 |
| Name | Verified Name |
|---|---|
| Address | 2472 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8623 |
| Document Number | 0006869572 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 6869/572 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 14, 2023 |
| Property Address | 2472 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8623 |
| Document Number | 0064570342 |
| Book / Page | 6457 / 342 |
| Map Reference | MB 10 PG 196 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2023105589 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5318 CRANE HILL CT, SAINT CLOUD, FL 34771-8794 |
| Name | Verified Name |
|---|---|
| Address | 2472 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8623 |
| Document Number | 0006457344 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 6457/344 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Number | 0064570370 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 6457/370 |
| Instrument | 2023105591 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 04, 2022 |
| Property Address | 2472 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8623 |
| Document Number | 0061861497 |
| Book / Page | 6186 / 1497 |
| Map Reference | MB 10 PG 196 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 2022053161 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5318 CRANE HILL CT, SAINT CLOUD, FL 34771-8794 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,311.00 (-0.17%) | $172,000 (-) Land $48,000 Building $124,000 | $172,000 (-) Land $48,000 Building $124,000 |
| 2024 | $2,315.00 (-21.12%) Homeowner's exemption | $172,000 (+5.65%) Land $48,000 Building $124,000 | $172,000 (+5.65%) Land $48,000 Building $124,000 |
| 2023 | $2,935.00 (+682.67%) | $162,800 (+118.49%) Land $35,000 Building $127,800 | $162,800 (+42.68%) Land $35,000 Building $127,800 |
| 2022 | $375.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $74,513 | $114,100 Land $25,000 Building $89,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 292 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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