2474 Independence Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2474 Independence Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,618 sqft · built 2001
Lot Size	0.116 acres (5,052 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (May 2022)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0811-0001-0480`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0811-0001-0480`
Alternative APNs	`263016081100010480` `85978`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	1,618 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,052 sqft (0.116 acres)
Lot Dimensions	90 ft deep x 56 ft wide
Garage Type	Carport
Garage Area	362 sqft
Carport	Carport
Carport Area	362 sqft
Parking Spaces	1 Parking Space
Porch	Metal Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2474 INDEPENDENCE LN
City	SAINT CLOUD
State	FL
Zip	34772-8623
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SPUD
Legal Description	TEKA VILLAGE TRACT 2 PHASE 3 PB 10 PG 196 LOT 48
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	TEKA VLG TRACT 2 PH 3
Legal Phase	3
Legal Tract	2
Legal Block	480
Legal Lot Number	48
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1027
Census Tract	43208

Owner

Source: Osceola County records · APN 16-26-30-0811-0001-0480

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2474 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2022 · Amount on Record
Deed Sale	May 03, 2022 · Amount on Record
Prior Sale	Jul 26, 2010 · Amount on Record
Deed Document Number	202270059
Deed Book / Page	6206 / 885
Prior Transfer Date	Jun 22, 2006
Prior Transfer Doc	0032152913
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 03, 2022
Property Address	2474 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8623
Document Number	0062060885
Book / Page	6206 / 885
Map Reference	MB 10 PG 196
Instrument Date	Apr 28, 2022
Instrument	2022070059
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,218.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 E US HIGHWAY 6, VALPARAISO, IN 46383-8918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2474 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8623

Mortgage

Document Number	0006206886
Date	May 03, 2022
Instrument	6206/886

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00 (+4.28%) Homeowner's exemption Senior Citizen's exemption	$153,999 (+5.99%)	$158,300 (+8.95%) Land $48,000 Building $110,300
2024	$1,707.00 (+3.52%)
2023	$1,649.00 (+213.5%) Homeowner's exemption Senior Citizen's exemption	$145,300 (+124.37%) Land $35,000 Building $110,300	$145,300 (+42.45%) Land $35,000 Building $110,300
2022	$526.00 Homeowner's exemption Widower's exemption	$64,758	$102,000 Land $25,000 Building $77,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 39 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.