Osceola County property record for 2473 Independence Ln, Saint Cloud, FL 34772
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,556 sqft · built 2002 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Apr 2019) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-0811-0001-0200 |
| Primary APN | 16-26-30-0811-0001-0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 1,652 sqft |
| 1st Floor Area | 1,556 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 61 ft wide |
| Garage Type | Carport |
| Garage Area | 502 sqft |
| Carport | Carport |
| Carport Area | 502 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 224 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2473 INDEPENDENCE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8624 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | SPUD |
| Legal Description | TEKA VILLAGE TRACT 2 PHASE 3 PB 10 PG 196 LOT 20 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | TEKA VLG TRACT 2 PH 3 |
| Legal Phase | 3 |
| Legal Tract | 2 |
| Legal Block | 200 |
| Legal Lot Number | 20 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 43208 |
Source: Osceola County records · APN 16-26-30-0811-0001-0200
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2473 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2021 | Deed of Trust, Mortgage · VA Mortgage LAND-HOME FINANCIAL SERVICES |
| Apr 16, 2019 | Warranty Deed, Transfer · VA Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on Record |
| Deed Sale | Apr 16, 2019 · Amount on Record |
| Prior Sale | Aug 08, 2002 · Amount on Record |
| Deed Document Number | 201948028 |
| Deed Book / Page | 5508 / 649 |
| Prior Transfer Date | Aug 05, 2002 |
| Prior Transfer Doc | 2090002943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2473 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8624 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2473 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8624 |
| Document Number | 0059500723 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 5950/723 |
| Instrument | 2021067800 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 16, 2019 |
| Property Address | 2473 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8624 |
| Document Number | 0055080649 |
| Book / Page | 5508 / 0649 |
| Map Reference | MB 10 PG 196 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 2019048028 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2473 INDEPENDENCE LN, 2473, SAINT CLOUD, FL 34772-8624 |
| Name | Verified Name |
|---|---|
| Address | 2473 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8624 |
| Document Number | 2019048029 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 2019048029 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Veteran's exemption | $136,247 (+5.99%) | $201,500 (+6.9%) Land $48,000 Building $153,500 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $128,552 (+3%) | $188,500 (+42.91%) Land $35,000 Building $153,500 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $124,808 | $131,900 Land $25,000 Building $106,900 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured incl. 6 condo units |
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 39 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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