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2463 Independence Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2463 Independence Ln, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,860 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2025)
Tax Bill$2,593.00 (2024)

Property Details

APN / Parcel Number

Primary APN16-26-30-0811-0001-0250
Alternative APNs
  • 263016081100010250
  • 85975

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,860 sqft Living Area
Gross Area2,156 sqft Gross Area
1st Floor1,860 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area348 sqft Garage
CarportCarport
Carport Area348 sqft Carport
Porch Area156 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2463 INDEPENDENCE LN
CitySAINT CLOUD
StateFL
Zip34772-8625
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionTEKA VILLAGE TRACT 2 PHASE 3 PB 10 PG 196 LOT 25
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionTEKA VLG TRACT 2 PH 3
Legal Phase3
Legal Tract2
Legal Block250
Legal Lot Number25
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1026
Census Tract43208

Owner

Source: Osceola County records · APN 16-26-30-0811-0001-0250

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2463 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
OSCEOLA COUNTY HUMAN SERVICES
Jun 04, 2025Warranty Deed, Transfer · Stand Alone Second Mortgage
OSCEOLA COUNTY HUMAN SERVICES
Mar 31, 2023Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Mar 17, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL RESOURCES INC
May 14, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2025 · Amount on Record
Deed SaleJun 04, 2025 · Amount on Record
Prior SaleMar 31, 2023 · Amount on Record
Deed Doc Number202570485
Deed Book / Page6799 / 549
Prior Transfer DateMay 10, 2019
Prior Transfer Doc0055240377
Record RefreshedJun 08, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2463 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2463 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625

Mortgage

Document Number0067990570
DateJun 04, 2025
Book Page6799/570
Instrument2025070487
Lender
NameOSCEOLA COUNTY HUMAN SERVICES
TypeNon-Lending Institution
AddressKISSIMMEE, FL 34741
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 04, 2025
Property Address2463 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625
Document Number0067990549
Book / Page6799 / 549
Map ReferenceMB 10 PG 196
Instrument DateMay 27, 2025
Instrument2025070485
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyTHE TITLE STATION INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2463 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625

Mortgage

Document Number0068041395
DateJun 04, 2025
Instrument6804/1395
Lender
NameOSCEOLA COUNTY HUMAN SERVICES
TypeGovernment Agency
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0067990551
DateJun 04, 2025
Book Page6799/551
Instrument2025070486
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
AddressPALATINE, IL 60067
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2055

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 31, 2023
Property Address2463 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625
Document Number0063792958
Book / Page6379 / 2958
Map ReferenceMB 10 PG 196
Instrument DateMar 30, 2023
Instrument2023036871
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3749 VENTURA PL, ORLANDO, FL 32822-3043

Transferred To (Grantee/Buyer)

NameVerified Name
Address2463 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 17, 2021
Property Address2463 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625
Document Number0059132232
Book / Page5913 / 2232
Map ReferenceMB 10 PG 196
Instrument DateMar 15, 2021
Instrument2021039392
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address107 MINNEHAHA CIR, MAITLAND, FL 32751-4598

Transferred To (Grantee/Buyer)

NameVerified Name
Address2463 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625
InvestorPossibly a Property Investor

Mortgage

Document Number0059132234
DateMar 17, 2021
Book Page5913/2234
Instrument2021039394
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 14, 2019
Property Address2463 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8625
Document Number0055240377
Book / Page005524 / 000377
Instrument DateMay 10, 2019
Instrument62002
Transaction TypeTransfer
Record UpdatedMay 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2463 INDEPENDENCE LN ST CLOUD FL 347728625, ST CLOUD, FL 34772-8625

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,590.00 (-0.12%)$192,600 (+41.77%) Land $48,000 Building $144,600$192,600 (+4.67%) Land $48,000 Building $144,600
2024$2,593.00 (+62.37%)
2023$1,597.00 (-0.68%) Homeowner's exemption Disabled Person's exemption$135,857 (+3%)$184,000 (+39.5%) Land $35,000 Building $149,000
2022$1,608.00 Homeowner's exemption Disabled Person's exemption$131,900 Land $25,000 Building $106,900$131,900 Land $25,000 Building $106,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire LikelihoodAbout 1 in 292 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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