2461 Downing Dr, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2461 Downing Dr, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,295 sqft · built 1948
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on File
Last Sale	$473,000 (Nov 2024)
Tax Bill	$7,953 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jan 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`042-0010-0019-00`

Property Details

APN / Parcel Number

Primary APN	`042-0010-0019-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	875 sqft
Attic	Attic
Attic Area	420 sqft
Basement Area	875 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	116 ft deep x 49 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2461 DOWNING DR
City	CINCINNATI
State	OH
Zip	45208-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOWNING DR 49.45 X 116.52 IRR LOT 9 GROVE PARK 3RD SUB
Legal Subdivision	GROVE PARK 3RD SUB
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5003
Census Tract	5000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2461 DOWNING DR, CINCINNATI, OH 45208-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2019	Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND
Jan 31, 2017	Grant Deed, Transfer · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on File
Deed Sale	Nov 18, 2024 · Amount on File
Prior Sale	Jun 17, 2019 · Amount on File
Deed Document Number	0000082141
Deed Book / Page	15295 / 2012
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 17, 2019
Property Address	2461 DOWNING DR, CINCINNATI, OH 45208-1102
Document Number	0000047608
Book / Page	013940 / 001702
Instrument Date	Jun 14, 2019
Instrument	47608
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,294.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2461 DOWNING DR CINCINNATI OH 452081102, CINCINNATI, OH 45208-1102

Mortgage

Document Number	47609
Date	Jun 17, 2019
Book Page	013940/001704
Instrument	47609

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 31, 2017
Property Address	2461 DOWNING DR, CINCINNATI, OH 45208-1102
Document Number	0000009587
Book / Page	013344 / 001223
Instrument Date	Jan 27, 2017
Instrument	9587
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	AMERICAN HOMELAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$879.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2461 DOWNING DR CINCINNATI OH 452081102, CINCINNATI, OH 45208-1102

Mortgage

Document Number	9588
Date	Jan 31, 2017
Book Page	013344/001225
Instrument	9588

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,953.00 (+3.13%)	$129,196 (-) Land $45,619 Building $83,577
2024	$7,712.00 (-2.21%)	$129,196 (-) Land $45,619 Building $83,577
2023	$7,886.00 (+2.35%)	$129,196 (+14.11%) Land $45,619 Building $83,577	$369,130 (+14.11%) Land $130,340 Building $238,790
2022	$7,705.00 Homeowner's exemption	$113,225 Land $37,800 Building $75,425
2020			$323,500 Land $108,000 Building $215,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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