2457 Daybreak Ct, Elgin, IL 60123 Property Records

Kane County property record for 2457 Daybreak Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,358 sqft · built 2002
Owner	2 Individual Names on Record
Last Sale	$171,000 (Aug 2018)
Tax Bill	$5,688 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-375-034`

Property Details

APN / Parcel Number

Primary APN	`06-33-375-034`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
Gross Area	2,037 sqft
Basement Area	679 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2457 DAYBREAK CT
City	ELGIN
State	IL
Zip	60123-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE CONDOS UNIT 182-3-714-2457 BLDG 182
Legal Subdivision	MULBERRY GROVE CONDOS
Legal Block	5
Legal Unit	182-3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5014
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2457 DAYBREAK CT, ELGIN, IL 60123-8847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 26, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 21, 2018	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
May 11, 2018	Deed in Lieu of Foreclosure, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	Jul 15, 2004 · Amount on Record
Deed Document Number	201840973
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2457 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2457 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number	0000031726
Date	Sep 12, 2023
Instrument	2023K031726

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2457 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080624
Date	Oct 26, 2021
Instrument	2021K080624

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 21, 2018
Property Address	2457 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number	0000040973
Map Reference	DOC2002K074566
Instrument Date	Aug 9, 2018
Instrument	2018K040973
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2457 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number	0000040974
Date	Aug 21, 2018
Instrument	2018K040974

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

May 2018: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	KANE IL
Recording Date	May 11, 2018
Property Address	2457 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number	0000021864
Instrument Date	Feb 13, 2018
Instrument	21864
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,688.00 (+15.8%) Homeowner's exemption	$82,569 (+8.57%) Land $20,470 Building $62,099	$247,806 (+8.57%) Land $61,435 Building $186,372
2024		$76,051 (+21.39%) Land $18,854 Building $57,197	$228,244 (+21.44%) Land $56,585 Building $171,660
2022	$4,912.00 (+4.73%) Homeowner's exemption	$62,648 (+6.96%) Land $15,531 Building $47,117	$187,944 (+6.96%) Land $46,593 Building $141,351
2021	$4,690.00 Homeowner's exemption	$58,571 Land $14,520 Building $44,051	$175,713 Land $43,560 Building $132,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Metronet, Verizon.

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