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2464 Daybreak Ct, Elgin, IL 60123 Property Records

Kane County property record for 2464 Daybreak Ct, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,358 sqft · built 2002
Owner2 Individual Names on File
Last Sale$255,000 (Aug 2023)
Tax Bill$5,949 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-33-375-030

Property Details

APN / Parcel Number

Primary APN06-33-375-030

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,358 sqft Living Area
Gross Area2,037 sqft
Basement Area679 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Construction TypeFrame
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address2464 DAYBREAK CT
CityELGIN
StateIL
Zip60123-8847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMULBERRY GROVE CONDOS UNIT 181-3-714-2464 BLDG 181
Legal SubdivisionMULBERRY GROVE CONDOS
Legal Block5
Legal Unit181-3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5014
Census Tract851907

Owner

2464 Daybreak Ct is owned and occupied by two individuals who bought it in August 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2464 DAYBREAK CT, ELGIN, IL 60123-8847
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2023Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST AMERICAN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2023 · Amount on File
Deed SaleAug 1, 2023 · Amount on File
Prior SaleAug 2, 2005 · Amount on File
Deed Document Number202326040
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 1, 2023
Property Address2464 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number0000026040
Map ReferenceDOC 2002K074566
Instrument DateJul 27, 2023
Instrument2023K026040
Transaction TypeTransfer
Record UpdatedAug 9, 2023
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2464 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number0000026041
DateAug 1, 2023
Instrument2023K026041
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053
Interest
Rate TypeFixed Rate
Rate6.25%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2464 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number0000001545
Instrument DateDec 26, 2019
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2464 DAYBREAK CT ELGIN IL 601238847, ELGIN, IL 60123-8847

Mortgage

Document Number0000001545
DateJan 9, 2020
Instrument1545
Lender
NameFIRST AMERICAN BK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 8, 2050
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 2464 Daybreak Ct was $5,949 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,949.00$85,987 (+8.57%) Land $20,470 Building $65,517$258,064 (+8.57%) Land $61,435 Building $196,630
2024$79,199 Land $18,854 Building $60,345$237,692 Land $56,585 Building $181,107
2022$5,136.00 (+4.69%) Homeowner's exemption$65,241 (+6.96%) Land $15,531 Building $49,710$195,723 (+6.96%) Land $46,593 Building $149,130
2021$4,906.00 Homeowner's exemption$60,995 Land $14,520 Building $46,475$182,985 Land $43,560 Building $139,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2464 Daybreak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2464 Daybreak Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Fox Valley Internet, Metronet, Verizon.

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