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2455 Daybreak Ct, Elgin, IL 60123 Property Records

Kane County property record for 2455 Daybreak Ct, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,358 sqft · built 2002
OwnerIndividual Name on File
Last Sale$171,500 (Oct 2018)
Tax Bill$5,949 (2025)
Deeds & MortgagesJan 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-33-375-033

Property Details

APN / Parcel Number

Primary APN06-33-375-033

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,358 sqft Living Area
Gross Area2,037 sqft
Basement Area679 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Construction TypeFrame
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address2455 DAYBREAK CT
CityELGIN
StateIL
Zip60123-8847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMULBERRY GROVE CONDOS UNIT 182-2-714-2455 BLDG 182
Legal SubdivisionMULBERRY GROVE CONDOS
Legal Block5
Legal Unit182-2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5014
Census Tract851907

Owner

2455 Daybreak Ct is owned and occupied by an individual who bought it in October 2018.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2455 DAYBREAK CT, ELGIN, IL 60123-8847
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 15, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2018 · Amount on File
Deed SaleOct 15, 2018 · Amount on File
Prior SaleJun 2, 2008
Deed Document Number201850261
Prior Transfer DateMay 9, 2003
Prior Transfer Doc0000079914
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2455 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003679
DateJan 15, 2021
Instrument2021K003679
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2041

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 15, 2018
Property Address2455 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number0000050261
Instrument DateSep 18, 2018
Instrument2018K050261
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEYS TITLE GUARANTY FUN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$171.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2455 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number0000050262
DateOct 15, 2018
Instrument2018K050262
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2048
Interest
Rate4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2455 Daybreak Ct was $5,949 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,949.00 Homeowner's exemption$85,987 (+8.57%) Land $20,470 Building $65,517$258,064 (+8.57%) Land $61,435 Building $196,630
2024$79,199 Land $18,854 Building $60,345$237,692 Land $56,585 Building $181,107
2022$5,136.00 (+4.69%) Homeowner's exemption$65,241 (+6.96%) Land $15,531 Building $49,710$195,723 (+6.96%) Land $46,593 Building $149,130
2021$4,906.00 Homeowner's exemption$60,995 Land $14,520 Building $46,475$182,985 Land $43,560 Building $139,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2455 Daybreak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2455 Daybreak Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Fox Valley Internet, Metronet, Verizon.

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