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2460 Daybreak Ct, Elgin, IL 60123 Property Records

Kane County property record for 2460 Daybreak Ct, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,125 sqft · built 2002
OwnerIndividual Name on File
Last Sale$210,000 (Oct 2020)
Tax Bill$4,758 (2022)
Deeds & MortgagesOct 2021 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-33-375-028

Property Details

APN / Parcel Number

Primary APN06-33-375-028

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,125 sqft Living Area
Gross Area2,250 sqft
1st Floor Area1,125 sqft
Basement Area1,125 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Construction TypeFrame

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2460 DAYBREAK CT
CityELGIN
StateIL
Zip60123-8847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMULBERRY GROVE CONDOS UNIT 181-1-713-2460 BLDG 181
Legal SubdivisionMULBERRY GROVE CONDOS
Legal Block5
Legal Unit181-1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5014
Census Tract851907

Owner

2460 Daybreak Ct is owned and occupied by an individual who bought it in October 2020.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2460 DAYBREAK CT, ELGIN, IL 60123-8847
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 28, 2020Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2020 · Amount on File
Deed SaleOct 28, 2020 · Amount on File
Prior SaleSep 19, 2002 · Amount on File
Deed Document Number202065107
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2460 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081698
DateOct 28, 2021
Instrument2021K081698
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate
Rate2.37%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 28, 2020
Property Address2460 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number0000065107
Map ReferenceDOC 2002K028976
Instrument DateSep 5, 2020
Instrument2020K065107
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanySATURN TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2460 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number0000065108
DateOct 28, 2020
Instrument2020K065108
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$86,832 (+8.57%) Land $20,899 Building $65,933$260,600 (+8.57%) Land $62,722 Building $197,878
2024$79,978 Land $19,249 Building $60,729$240,030 Land $57,770 Building $182,260
2022$4,758.00 (+5.41%) Disabled Person's exemption Veteran's exemption$65,883 (+6.96%) Land $15,857 Building $50,026$197,649 (+6.96%) Land $47,571 Building $150,078
2021$4,514.00 Disabled Person's exemption Veteran's exemption$61,596 Land $14,825 Building $46,771$184,788 Land $44,475 Building $140,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2460 Daybreak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2460 Daybreak Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Fox Valley Internet, Metronet, Verizon.

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