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2452 Daybreak Ct, Elgin, IL 60123 Property Records

Kane County property record for 2452 Daybreak Ct, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,358 sqft · built 2002
OwnerIndividual Name on File
Last Sale$265,000 (Dec 2025)
Tax Bill$5,949 (2025)
Deeds & MortgagesJun 2026 Mortgage
Dec 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-33-375-043

Property Details

APN / Parcel Number

Primary APN06-33-375-043

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,358 sqft Living Area
Gross Area2,037 sqft
Basement Area679 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Construction TypeFrame

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2452 DAYBREAK CT
CityELGIN
StateIL
Zip60123-8847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMULBERRY GROVE CONDO - 2002K105813 (08-27-02) UNIT 180-3-714-2452 BLDG 180
Legal SubdivisionMULBERRY GROVE CONDO
Legal Block5
Legal Unit180-3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5014
Census Tract851907

Owner

Source: Kane County records · APN 06-33-375-043

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5834 RED OAK DR, HOFFMAN ESTATES, IL 60192-4573
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORHOODLOANS INC
Dec 30, 2025Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Aug 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
May 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2025 · Amount on Record
Deed SaleDec 30, 2025 · Amount on Record
Prior SaleJul 12, 2016 · Amount on Record
Deed Document Number202551825
Prior Transfer DateJan 01, 2004
Prior Transfer Doc0000008719
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateJun 02, 2026
Property Address2452 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number0000022610
Instrument DateDec 22, 2025
Instrument202622610
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5834 RED OAK DR, HOFFMAN ESTATES, IL 60192-4573

Mortgage

Document Number0000022610,
DateJun 02, 2026
Instrument202622610
Lender
NameNEIGHBORHOODLOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056
Interest
Rate6.75%
Max Rate-1%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 30, 2025
Property Address2452 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number0000051825
Map ReferenceDOC 2002K074566
Instrument DateDec 17, 2025
Instrument2025K051825
Transaction TypeTransfer
Record UpdatedJan 07, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2452 DAYBREAK CT, ELGIN, IL 60123-8847

Transferred To (Grantee/Buyer)

NameVerified Name
Address2452 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number0000051826
DateDec 30, 2025
Instrument2025K051826
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeFixed Rate
Rate6.75%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2452 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045453
DateAug 13, 2020
Instrument2020K045453
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035
Interest
Rate TypeFixed Rate
Rate3%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2452 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number0000022057
Instrument DateMay 22, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2452 DAYBREAK CT ELGIN IL 601238847, ELGIN, IL 60123-8847

Mortgage

Document Number0000022057
DateMay 31, 2019
Instrument22057
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 30, 2034
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,949.00 (+4.42%) Homeowner's exemption
2024$5,697.00 (+10.92%) Homeowner's exemption$79,199 (+21.39%) Land $18,854 Building $60,345$237,692 (+21.44%) Land $56,585 Building $181,107
2022$5,136.00 (+4.69%) Homeowner's exemption$65,241 (+6.96%) Land $15,531 Building $49,710$195,723 (+6.96%) Land $46,593 Building $149,130
2021$4,906.00 Homeowner's exemption$60,995 Land $14,520 Building $46,475$182,985 Land $43,560 Building $139,425

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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