245 River Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 245 River Rd, Carrabelle, FL 32322 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1996
Square Footage2,285 sqft Living Area
Lot Size21,257 sqft (0.488 acres)
OccupancyOwner Occupied
Last Sale$415,000 (2018)
Tax Bill$3,052.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-07S-05W-0000-0100-0020
Alternative APN
  • 05W07S24000001000020

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,285 sqft Living Area
1st Floor2,285 sqft 1st Floor
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGambrel Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area21,257 sqft (0.488 acres)
Depth X Width185 ft x 115 ft Depth x Width

Exterior Amenities

Deck Area189 sqft Deck
Porch Area1,191 sqft Porch
Boat AccessBoat Access
Storage Building576 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address245 RIVER RD
CityCARRABELLE
StateFL
Zip32322-5020
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 TRACTS IN SEC 24-07S-05W ONE CONTAINING 0.53 AC M/L ONE CONTAINING 0.47 AC M/L OR 227/141 378/321 457/108 OR 484/58 643/454 676/131 695/277 781/207 1229/387
Legal Range05W
Legal Township07S
Legal Section24
JurisdictionFRANKLIN FL
Minor Civil DivisionEASTPOINT
Census Blockgroup1
Census Block1202
Census Tract970200

Owner

Source: Franklin County records · APN 24-07S-05W-0000-0100-0020

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address245 RIVER RD, CARRABELLE, FL 32322-5020
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 16, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2018 · Amount on Record
Deed SaleOct 16, 2018 · Amount on Record
Prior SaleSep 14, 2001 · Amount on Record
Deed Doc Number20184956
Deed Book / Page1229 / 387
Last Transfer DateApr 14, 2026
Transfer Doc0000001795
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateApr 22, 2026
Property Address245 RIVER RD, CARRABELLE, FL 32322-5020
Document Number0000001795
Book / Page1442 / 789
Instrument DateApr 14, 2026
Instrument2026.1795
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address245 RIVER RD, CARRABELLE, FL 32322-5020

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address245 RIVER RD, CARRABELLE, FL 32322-5020
Transaction TypeMortgage
Record UpdatedMay 24, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019001000
DateFeb 22, 2021
Book Page1291/101
Instrument202119001000
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueJan 01, 2041

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateOct 16, 2018
Property Address245 RIVER RD, CARRABELLE, FL 32322-5020
Document Number0019004956
Book / Page001229 / 000387
Instrument DateOct 05, 2018
Instrument19004956
Transaction TypeTransfer
Record UpdatedNov 09, 2018
Title CompanyTITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address245 RIVER RD CARRABELLE FL 323225020, CARRABELLE, FL 32322-5020

Mortgage

Document Number19004957
DateOct 16, 2018
Book Page001229/000390
Instrument19004957
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 15, 2048

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,052.00 (+2.01%) Homeowner's exemption$363,370 (+2.9%)$658,256 (-0.99%) Land $158,750 Building $499,506
2024$2,992.00 (-0.6%) Homeowner's exemption$353,129 (+3%)$664,832 (+16.5%) Land $158,750 Building $506,082
2023$3,010.00 (+0.6%) Homeowner's exemption$342,844 (+3%)$570,647 (+20.48%) Land $158,750 Building $411,897
2022$2,992.00 Homeowner's exemption$332,858$473,645 Land $158,750 Building $314,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation14.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Rd

Nearby Streets

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