228 River Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 228 River Rd, Carrabelle, FL 32322 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,124 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$16,500 (Nov 2000)
Tax Bill	$2,309 (2025)
Deeds & Mortgages	Jun 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`24-07S-05W-0190-000B-0050`

Property Details

APN / Parcel Number

Primary APN	`24-07S-05W-0190-000B-0050`
Alternative APN	`05W07S240190000B0050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,124 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	2,124 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	572 sqft
Driveway	Asphalt Driveway
Driveway Area	3,715 sqft
Porch	Finished/Open Porch
Porch Area	708 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	228 RIVER RD
City	CARRABELLE
State	FL
Zip	32322-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK B LOT 5 RIVER FOREST SUB CONTAINING 1.00 AC OR 424/168 449/205 531/312 596/503 651/428 788/768
Legal Range	05W
Legal Township	07S
Legal Section	24
Legal Subdivision	RIVER FOREST SUB
Legal Block	B
Legal Lot Number	5
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1244
Census Tract	970200

Owner

Source: Franklin County records · APN 24-07S-05W-0190-000B-0050

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	228 RIVER RD, CARRABELLE, FL 32322-5016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2000 · Amount on Record
Deed Sale	Nov 08, 2000 · Amount on Record
Deed Book / Page	651 / 428
Last Transfer Date	Jun 23, 2026
Transfer Doc	0000002872
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 25, 2026
Property Address	228 RIVER RD, CARRABELLE, FL 32322-5016
Document Number	0000002872
Book / Page	1447 / 709
Instrument Date	Jun 23, 2026
Instrument	20262872
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	228 RIVER RD, CARRABELLE, FL 32322-5016

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Municipality	Carrabelle City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,309.00 (+6.11%) Homeowner's exemption	$182,087 (+5.99%)	$286,569 (+19.55%) Land $40,000 Building $246,569
2023	$2,176.00 (-3.12%) Homeowner's exemption	$171,801	$239,697 Land $40,000 Building $199,697
2021	$2,246.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 133 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured (38 under condo master policies) 75 of 133 individual policies on primary residences
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Flood Events	Hurricane Dennis (Jul 2005), 79 claims Hurricane Kate (Nov 1985), 84 claims Hurricane Elena (Sep 1985), 72 claims

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 420 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.