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245 N Union Rd, Buffalo, NY 14221 Property Records

Erie County and Amherst Town property record for 245 N Union Rd, Buffalo, NY 14221 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,689 sqft · built 1947
Lot Size0.251 acres (10,890 sqft)
Owner2 Individual Names on File
Tax Bill$5,825 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN142289 68.20-8-4

Property Details

APN / Parcel Number

Primary APN142289 68.20-8-4
Alternative APN
  • 22890682000008004000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,689 sqft Living Area
1st Floor Area996 sqft
Upper Floors Area693 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.251 acres)
Lot Dimensions198 ft deep x 55 ft wide
Garage TypeAttached
Garage Area198 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address245 N UNION RD
CityBUFFALO
StateNY
Zip14221-5366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8 12 7 1604 157 FOREST STREAM
Legal SubdivisionTHE HOLLAND LAND COMPANYS SURVEY
Legal Block8
Legal Lot Number4.000
JurisdictionERIE NY
Township / Civil DivisionAMHERST
Census Block Group2
Census Block2009
Census Tract8900

Owner

Source: Erie County and Amherst Town records · APN 142289 68.20-8-4

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address245 N UNION RD, BUFFALO, NY 14221-5366
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Nov 22, 2019Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address245 N UNION RD, WILLIAMSVILLE, NY 14221-5366
Transaction TypeMortgage
Record UpdatedNov 04, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 N UNION RD, WILLIAMSVILLE, NY 14221-5366

Mortgage

Document Number0140635639
DateAug 11, 2022
Book Page14063/5639
Instrument2022153540
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address245 N UNION RD, WILLIAMSVILLE, NY 14221-5366
Document Number0139229024
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 N UNION RD WILLIAMSVILLE NY 142215366, WILLIAMSVILLE, NY 14221-5366

Mortgage

Document Number0139229024
DateDec 16, 2019
Book Page013922/009024
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 15, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Erie County and Amherst Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionAmherst Town
Unified School DistrictWilliamsville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,825.00 (-1.87%)$273,000 (-) Land $51,500 Building $221,500$275,800 (+1.03%) Land $52,028 Building $223,772
2024$5,936.00 (+19.87%) Homeowner's exemption$273,000 (+56%) Land $51,500 Building $221,500$273,000 (-3.28%) Land $51,500 Building $221,500
2023$175,000 Land $44,300 Building $130,700$282,258 Land $71,452 Building $210,806
2019$4,952.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290089002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1987)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 1987, tidal / storm surge

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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