245 Birch Bluff Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 245 Birch Bluff Rd, Excelsior, MN 55331 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,792 sqft · built 1950
Lot Size	3.91 acres (170,755 sqft)
Owner	Individual Name on File
Tax Bill	$8,327 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-117-23-33-0011`

Property Details

APN / Parcel Number

Primary APN	`28-117-23-33-0011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	170,755 sqft
Garage Type	Detached
Garage Area	594 sqft
Porch	Enclosed Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	245 BIRCH BLUFF RD
City	EXCELSIOR
State	MN
Zip	55331-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 032 A JOHN F WILCOX ADDN IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	28
Legal Quarter	33
Legal Subdivision	JOHN F WILCOX ADDN
Legal Block	1
Legal Lot Number	32
Jurisdiction	HENNEPIN MN
Township / Civil Division	TONKA BAY
Census Block Group	1
Census Block	1003
Census Tract	27501

Owner

Source: Hennepin County records · APN 28-117-23-33-0011

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	245 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 09, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	245 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8515
Transaction Type	Mortgage
Record Updated	May 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11101159
Date	Apr 15, 2022
Instrument	A11101159

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	245 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8515
Transaction Type	Mortgage
Record Updated	Apr 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11091028
Date	Mar 09, 2022
Instrument	A11091028

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2037

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Tonka Bay City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,327.00 (+26.49%)	$701,800 (+15.62%) Land $487,500 Building $214,300	$701,800 (+15.62%) Land $487,500 Building $214,300
2023	$6,583.00 Homeowner's exemption
2022		$607,000 Land $420,000 Building $187,000	$607,000 Land $420,000 Building $187,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	4 (1987–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2017, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 11% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Lumen Technologies	Fiber	2,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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