190 Birch Bluff Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 190 Birch Bluff Rd, Excelsior, MN 55331

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.25 ba · 4,202 sqft · built 1939
Lot Size0.38 acres (16,553 sqft)
OwnerCompany Name on Record
Last Sale$2,235,000 (Jul 2020)
Tax Bill$41,738 (2025)
Deeds & MortgagesJul 2020 Sale
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN28-117-23-32-0009

Property Details

APN / Parcel Number

Primary APN28-117-23-32-0009

Interior

Bedrooms6 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area4,202 sqft Living Area
1st Floor Area2,594 sqft
2nd Floor Area1,608 sqft
Family RoomFamily Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 2015
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions176 ft deep x 100 ft wide
View / LotLake Front
Garage TypeDetached
Garage Area988 sqft

Exterior Amenities

PorchOpen Porch
Porch Area352 sqft
Deck Area496 sqft
Patio Area496 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating FuelElectric

Location & Zoning

Street Address190 BIRCH BLUFF RD
CityEXCELSIOR
StateMN
Zip55331-8512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 019 A WILCOX OLD ORCHARD ADDN LOTS 19 AND 20 SE100X176
Legal Range23
Legal Township117
Legal Section28
Legal Quarter32
Legal SubdivisionWILCOX OLD ORCHARD ADDN
Legal Block1
Legal Lot Number19
JurisdictionHENNEPIN MN
Township / Civil DivisionTONKA BAY
Census Block Group1
Census Block1000
Census Tract27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address201 S 11TH ST, MINNEAPOLIS, MN 55403-2536
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2020Warranty Deed, Transfer
EDINA REALTY TITLE
Jan 17, 2017Quit Claim Deed, Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2020 · Amount on Record
Deed SaleJul 30, 2020 · Amount on Record
Prior SaleJun 3, 1999 · Amount on Record
Deed Document Number202010818791
Prior Transfer DateJan 3, 2017
Prior Transfer Doc0010402561
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateJul 30, 2020
Property Address190 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8512
Document Number0010818791
Instrument DateJul 10, 2020
Instrument10818791
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount Recorded
Tax$7,599.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1000 W STATE ST MARSHFIELD WI 544491790, MARSHFIELD, WI 54449-1790

January 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionHENNEPIN MN
Recording DateJan 17, 2017
Property Address190 BIRCH BLUFF RD, EXCELSIOR, MN 55331-8512
Document Number0010402561
Instrument DateJan 3, 2017
Instrument10402561
Transaction TypeMortgage
Record UpdatedFeb 2, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address190 BIRCH BLUFF RD EXCELSIOR MN 553318512, EXCELSIOR, MN 55331-8512

Mortgage

Document Number10402562
DateJan 17, 2017
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueJan 16, 2047

Mortgage

Instrument10402562
Lender
NameUS BK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityTonka Bay City
Unified School DistrictMinnetonka Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,738.00 (+17.34%)$3,201,600 (+13.02%) Land $2,119,300 Building $1,082,300$3,201,600 (+13.02%) Land $2,119,300 Building $1,082,300
2024$35,571.00 (+41.63%)$2,832,800 (+34.64%) Land $1,922,300 Building $910,500$2,832,800 (+34.64%) Land $1,922,300 Building $910,500
2023$25,115.00
2022$2,104,000 Land $1,374,000 Building $730,000$2,104,000 Land $1,374,000 Building $730,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1987–2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTonka Bay
serves 1,442 people · EPA ID MN1270013
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
CenturyLink
Fiber
2,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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