Montgomery County property record for 2445 E River Rd, Moraine, OH 45439
| Property Type | Office Building |
|---|---|
| Details | 10,186 sqft · built 1970 |
| Lot Size | 0.637 acres (27,791 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $250,000 (May 2004) |
| Tax Bill | $7,849 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | J44 04105 0142 |
| Primary APN | J44 04105 0142 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 10,186 sqft Total Area |
| 1st Floor Area | 5,093 sqft |
| 2nd Floor Area | 5,093 sqft |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 27,791 sqft (0.637 acres) |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 1,118 sqft |
| Canopy | 465 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2445 E RIVER RD |
|---|---|
| City | MORAINE |
| State | OH |
| Zip | 45439-1529 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | 5219 BASIC INVESTMENT PLAT |
| Legal Subdivision | BASIC INVESTMENT PLAT |
| Legal Lot Number | 5219 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | MORAINE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30100 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 2445 E RIVER RD, MORAINE, OH 45439-1529 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2004 · Amount on Record |
| Deed Sale | May 10, 2004 · Amount on Record |
| Prior Sale | Nov 10, 1999 |
| Deed Document Number | 0000052611 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Moraine City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,810 (-) Land $6,200 Building $73,610 | ||
| 2024 | $7,849.00 (+2.59%) | ||
| 2023 | $7,651.00 (-16.23%) | $79,810 (-9%) Land $6,200 Building $73,610 | $228,030 (-9%) Land $17,710 Building $210,320 |
| 2022 | $9,133.00 | $87,700 Land $6,810 Building $80,890 | |
| 2020 | $250,580 Land $19,460 Building $231,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1979–2001) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Spectrum, Verizon.
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