2400 E River Rd, Moraine (Dayton), OH 45439 Property Records

Montgomery County property record for 2400 E River Rd, Moraine, OH 45439

Property Summary

Property Type	General Industrial
Details	88,130 sqft · built 1975
Lot Size	3.24 acres (141,526 sqft)
Owner	Owner Name on Record
Last Sale	$1,250,000 (May 2007)
Tax Bill	$36,859 (2024)
Deeds & Mortgages	Oct 2019 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`J44 04105 0042`

Property Details

APN / Parcel Number

Primary APN	`J44 04105 0042`

Interior

Stories	1 Story
Building Area	88,130 sqft Total Area
1st Floor Area	78,706 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1975
Exterior Material	Concrete Block
Lot Area	141,526 sqft (3.24 acres)
Porch	Open Porch
Porch Area	336 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2400 E RIVER RD
City	MORAINE
State	OH
Zip	45439-1530
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Description	3223-3717 41-5-120
Legal Subdivision	CITY/MORAINE REV
Legal Lot Number	42
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MORAINE
Census Block Group	2
Census Block	2030
Census Tract	30100

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2400 E RIVER RD, MORAINE, OH 45439-1530
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit LCNB NAT'L BK
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit LCNB NAT'L BK
May 4, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2007 · Amount on Record
Deed Sale	May 3, 2007 · Amount on Record
Prior Sale	Apr 27, 2005 · Amount on Record
Deed Document Number	0000036721
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2400 E RIVER RD, MORAINE, OH 45439-1530
Document Number	0000059470
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2400 E RIVER RD MORAINE OH 454391530, MORAINE, OH 45439-1530

Mortgage

Document Number	0000059470
Date	Oct 25, 2019
Instrument	59470

Lender

Name	LCNB NAT'L BK
Type	Bank
Address	105 N BROADWAY ST, LEBANON, OH 45036-1703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 24, 2024

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2400 E RIVER RD, MORAINE, OH 45439-1530
Document Number	0000059468
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2400 E RIVER RD MORAINE OH 454391530, MORAINE, OH 45439-1530

Mortgage

Document Number	0000059468
Date	Oct 25, 2019
Instrument	59468

Lender

Name	LCNB NAT'L BK
Type	Bank
Address	105 N BROADWAY ST, LEBANON, OH 45036-1703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 24, 2029

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2400 E RIVER RD, MORAINE, OH 45439-1530
Document Number	0000027258
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2400 E RIVER RD MORAINE OH 454391530, MORAINE, OH 45439-1530

Mortgage

Document Number	0000027258
Date	May 9, 2017
Instrument	27258

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	DAYTON, OH 45402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Moraine City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$378,860 (-) Land $34,690 Building $344,170
2024	$36,859.00 (+2.94%)
2023	$35,805.00 (-7.75%)	$378,860 (-) Land $34,690 Building $344,170	$1,082,450 (-) Land $99,110 Building $983,340
2022	$38,811.00	$378,860 Land $34,690 Building $344,170
2020			$1,082,450 Land $99,110 Building $983,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1979–2001)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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