St. Johns County property record for 243 Towers Ranch Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 5,311 sqft · built 2007 |
| Lot Size | 18.4 acres (804,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,070,000 (Mar 2021) |
| Tax Bill | $15,847 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jan 2017 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 010763-0430 |
| Primary APN | 010763-0430 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Plumbing Fixtures | 31 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,311 sqft Living Area |
| Gross Area | 6,325 sqft |
| 1st Floor Area | 3,047 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 804,988 sqft (18.4 acres) |
| Garage Type | Attached |
| Garage Area | 1,014 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 680 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 1,738 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,072 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 243 TOWERS RANCH DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | 53/9-24 BARTRAM DOWNS UNIT THREE LOT 43 OR5205/1248(T/R) |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 12 |
| Legal Subdivision | BARTRAM DOWNS UNIT THREE |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20908 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 243 TOWERS RANCH DR, ST AUGUSTINE, FL 32092-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jan 5, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on Record |
| Deed Sale | Mar 12, 2021 · Amount on Record |
| Prior Sale | Nov 14, 2006 · Amount on Record |
| Deed Document Number | 202127835 |
| Deed Book / Page | 5205 / 1248 |
| Prior Transfer Date | Jan 5, 2017 |
| Prior Transfer Doc | 0043130427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 12, 2021 |
| Property Address | 243 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755 |
| Document Number | 0052051248 |
| Book / Page | 5205 / 1248 |
| Map Reference | MB 53 PG 9-24 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021027835 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 PROVIDENCE DR, ST AUGUSTINE, FL 32092-5436 |
| Name | Verified Name |
|---|---|
| Address | 271 RIDGE WAY, SIMPSONVILLE, SC 29680-7028 |
| Document Number | 0052051250 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 5205/1250 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 5, 2017 |
| Property Address | 243 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755 |
| Document Number | 0043130427 |
| Book / Page | 004313 / 000427 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 1277 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 243 TOWERS RANCH DR ST AUGUSTINE FL 320921755, ST AUGUSTINE, FL 32092-1755 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,239,744 (+4.13%) | $1,290,943 (+7.65%) Land $360,000 Building $930,943 | |
| 2025 | $15,847.00 (+11.06%) Homeowner's exemption | $1,190,537 (+2.9%) | $1,199,190 (+2.45%) Land $360,000 Building $839,190 |
| 2024 | $14,269.00 (+1.83%) Homeowner's exemption | $1,156,984 (+3%) | $1,170,465 (-0.61%) Land $360,000 Building $810,465 |
| 2023 | $14,012.00 (+2.35%) Homeowner's exemption | $1,123,285 (+3%) | $1,177,657 (+7.99%) Land $342,000 Building $835,657 |
| 2022 | $13,690.00 Homeowner's exemption | $1,090,568 | $1,090,568 Land $268,800 Building $821,768 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 3.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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