Montgomery County property record for 242 Chip Rd, Mount Gilead, NC 27306
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,140 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $534 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7536 00 50 2753 |
| Primary APN | 7536 00 50 2753 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,140 sqft Finished Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|
| Account Number | 1484679 |
|---|---|
| Street Address | 242 CHIP RD |
| City | MOUNT GILEAD |
| State | NC |
| Zip | 27306-8553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | ANDERSON ANDERSON |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 960502 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 240 CHIP RD, MOUNT GILEAD, NC 27306-8553 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2002 |
| Deed Sale | May 1, 2002 |
| Deed Book / Page | 442 / 318 |
| Last Transfer Date | Aug 5, 2021 |
| Transfer Doc | 881/368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Aug 23, 2021 |
| Property Address | 242 CHIP RD, MOUNT GILEAD, NC 27306-8553 |
| Document Number | 881/368 |
| Book / Page | 881 / 368 |
| Map Reference | CAB D SL 111 B |
| Instrument Date | Aug 5, 2021 |
| Instrument | 369839 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 240 CHIP RD, MOUNT GILEAD, NC 27306-8553 |
| Document Number | 369840 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 369840 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,862 (-) Land $15,000 Building $71,862 | $86,862 (-) Land $15,000 Building $71,862 | |
| 2025 | $534.00 | $86,862 (-) Land $15,000 Building $71,862 | $86,862 (-) Land $15,000 Building $71,862 |
| 2023 | $86,862 Land $15,000 Building $71,862 | $86,862 Land $15,000 Building $71,862 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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