Montgomery County property record for 195 Chip Rd, Mount Gilead, NC 27306
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,809 sqft · built 2016 |
| Lot Size | 6.98 acres (304,049 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $719 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7536 00 70 5919 |
| Primary APN | 7536 00 70 5919 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,809 sqft Finished Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 304,049 sqft (6.98 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Account Number | 1486793 |
|---|---|
| Street Address | 195 CHIP RD |
| City | MOUNT GILEAD |
| State | NC |
| Zip | 27306-8552 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DAVID BRUTON TRACT 3A DAVID BRUTON #3A |
| Legal Tract | 3A |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 960502 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 195 CHIP RD, MOUNT GILEAD, NC 27306-8552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 22, 2022 |
| Transfer Doc | 0000916/52 |
| Record Updated | Oct 29, 2026 |
| Jurisdiction | MONTGOMERY NC |
|---|---|
| Recording Date | Dec 30, 2022 |
| Property Address | 195 CHIP RD, MOUNT GILEAD, NC 27306-8552 |
| Document Number | 0000916/52 |
| Book / Page | 916 / 52 |
| Map Reference | CAB F SL 140-C |
| Instrument Date | Dec 22, 2022 |
| Instrument | 376666 |
| Record Updated | Jan 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 CHIP RD, MOUNT GILEAD, NC 27306-8552 |
| Document Number | 0000376667 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 376667 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2038 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,921 (-) Land $25,126 Building $91,795 | $116,921 (-) Land $25,126 Building $91,795 | |
| 2025 | $719.00 | $116,921 (-) Land $25,126 Building $91,795 | $116,921 (-) Land $25,126 Building $91,795 |
| 2023 | $116,921 Land $25,126 Building $91,795 | $116,921 Land $25,126 Building $91,795 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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