Montgomery County property record for 317 Chip Rd, Mount Gilead, NC 27306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,890 sqft · built 1860 |
| Lot Size | 10.2 acres (444,748 sqft) |
| Owner | 2 Individual Names on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 7535 00 69 3697 |
| Primary APN | 7535 00 69 3697 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,890 sqft Finished Area |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 444,748 sqft (10.2 acres) |
| Cooling System | Central |
|---|
| Account Number | 61082 |
|---|---|
| Street Address | 317 CHIP RD |
| City | MOUNT GILEAD |
| State | NC |
| Zip | 27306-8554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | G.T. HAYWOOD G. T. HAYWOOD |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | CHEEK CREEK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 960502 |
317 Chip Rd is owned and occupied by two individuals who acquired it in January 2002.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 317 CHIP RD, MOUNT GILEAD, NC 27306-8554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2002 |
| Deed Sale | Jan 1, 2002 |
| Deed Book / Page | 431 / 295 |
| Record Updated | Oct 29, 2026 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $51,959 (-) Land $21,216 Building $30,743 | $51,959 (-) Land $21,216 Building $30,743 |
| 2025 | $51,959 Land $21,216 Building $30,743 | $51,959 Land $21,216 Building $30,743 |
| 2023 | $51,959 Land $21,216 Building $30,743 | $51,959 Land $21,216 Building $30,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 Chip Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 317 Chip Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2022 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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