Montgomery County property record for 228 Chip Rd, Mount Gilead, NC 27306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,338 sqft · built 1948 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Jun 2014) |
| Tax Bill | $521 (2025) |
| Deeds & Mortgages | Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7536 00 60 2971 |
| Primary APN | 7536 00 60 2971 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,338 sqft Finished Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 65,776 sqft (1.51 acres) |
| Garage Area | 480 sqft |
| Cooling System | None |
|---|
| Account Number | 64600 |
|---|---|
| Street Address | 228 CHIP RD |
| City | MOUNT GILEAD |
| State | NC |
| Zip | 27306-8553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | W. E. HAYWOOD W. E. HAYWOOD |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 960502 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 267 CHIP RD, MOUNT GILEAD, NC 27306-8553 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2014 · Amount on Record |
| Deed Sale | Jun 30, 2014 · Amount on Record |
| Deed Document Number | 2014338639 |
| Deed Book / Page | 737 / 426 |
| Last Transfer Date | Mar 21, 2023 |
| Transfer Doc | 0000377683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Mar 31, 2023 |
| Property Address | 228 CHIP RD, MOUNT GILEAD, NC 27306-8553 |
| Document Number | 000920/657 |
| Book / Page | 920 / 657 |
| Map Reference | CAB H SL 12-C |
| Instrument Date | Mar 21, 2023 |
| Instrument | 377682 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 267 COVE RD, TROY, NC 27371-9789 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,819 (-) Land $16,887 Building $67,932 | $84,819 (-) Land $16,887 Building $67,932 | |
| 2025 | $521.00 | $84,819 (+0.88%) Land $16,887 Building $67,932 | $84,819 (+0.88%) Land $16,887 Building $67,932 |
| 2023 | $84,079 Land $16,147 Building $67,932 | $84,079 Land $16,147 Building $67,932 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2022 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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