Montgomery County property record for 368 Chip Rd, Mount Gilead, NC 27306 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,194 sqft · built 1978 |
| Lot Size | 1.78 acres (77,537 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Jan 2014) |
| Tax Bill | $534 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7535 00 59 7432 |
| Primary APN | 7535 00 59 7432 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,194 sqft Finished Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 77,537 sqft (1.78 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1478673 |
|---|---|
| Street Address | 368 CHIP RD |
| City | MOUNT GILEAD |
| State | NC |
| Zip | 27306-8554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | V.L. DEBERRY V.L. DEBERRY |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | CHEEK CREEK |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 960502 |
Source: Montgomery County records · APN 7535 00 59 7432
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 368 CHIP RD, MOUNT GILEAD, NC 27306-8554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2014 · Amount on Record |
| Deed Sale | Jan 31, 2014 · Amount on Record |
| Deed Document Number | 2014336931 |
| Deed Book / Page | 730 / 430 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 368 CHIP RD, MOUNT GILEAD, NC 27306-8554 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 350142 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 788/367 |
| Instrument | 350142 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $534.00 | $86,857 (-) Land $11,950 Building $74,907 | $86,857 (-) Land $11,950 Building $74,907 |
| 2023 | $86,857 Land $11,950 Building $74,907 | $86,857 Land $11,950 Building $74,907 |
Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371239605022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 34% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE only, no 5G reported
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