Madison County property record for 242 Bratcher Ln, Berea, KY 40403 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft |
| Owner | Individual Name on File |
| Last Sale | $158,000 (Jan 2018) |
| Tax Bill | $2,989 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B011-008A-0001 |
| Primary APN | B011-008A-0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Attached |
| Garage Area | 1,209 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 46748 |
|---|---|
| Street Address | 242 BRATCHER LN |
| City | BEREA |
| State | KY |
| Zip | 40403-1865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINNACLE VIEW LOT 1 BLK 1 |
| Legal Subdivision | PINNACLE |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11304 |
Source: Madison County records · APN B011-008A-0001
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 242 BRATCHER LN, BEREA, KY 40403-1865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Mar 09, 2021 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Jun 29, 2018 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Jun 29, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jan 22, 2018 | Warranty Deed, Transfer · FHA Mortgage FEDERATION OF APPALACHIAN HOUSING E |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2018 · Amount on Record |
| Deed Sale | Jan 22, 2018 · Amount on Record |
| Prior Sale | Jan 22, 2018 · Amount on Record |
| Deed Document Number | D00755/099 |
| Deed Book / Page | D00755 / 099 |
| Last Transfer Date | Jun 29, 2018 |
| Transfer Doc | D00761/289 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 242 BRATCHER LN, BEREA, KY 40403-1865 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 242 BRATCHER LN, BEREA, KY 40403-1865 |
| Document Number | 00M2144/33 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | M2144/33 |
| Instrument | 2014082693 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 242 BRATCHER LN, BEREA, KY 40403-1865 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2031/97 |
|---|---|
| Date | Mar 09, 2021 |
| Book Page | M2031/97 |
| Instrument | 2014031104 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 242 BRATCHER LN, BEREA, KY 40403-1865 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01811/470 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | M01811/470 |
| Instrument | 2013977961 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Jun 28, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 29, 2018 |
| Property Address | 242 BRATCHER LN, BEREA, KY 40403-1865 |
| Document Number | D00761/289 |
| Book / Page | D00761 / 289 |
| Map Reference | MB2 PG75 |
| Instrument Date | Jun 05, 2018 |
| Instrument | 2013977960 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 STONEWALL HTS, 222, ABINGDON, VA 24210-2924 |
| Name | Verified Name |
|---|---|
| Address | 242 BRATCHER LN, BEREA, KY 40403-1865 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 22, 2018 |
| Property Address | 242 BRATCHER LN, BEREA, KY 40403-1865 |
| Document Number | D00755/099 |
| Book / Page | D00755 / 099 |
| Map Reference | MB2 PG75 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 2013970632 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18377 CLEVELAND RD, 18377, ABINGDON, VA 24211-5663 |
| Name | Verified Name |
|---|---|
| Relationship | Et Al (and Others) |
| Address | 242 BRATCHER LN, BEREA, KY 40403-1865 |
| Document Number | 2013970633 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | 2013970633 |
| Name | FEDERATION OF APPALACHIAN HOUSING E |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,989.00 (-0.6%) Additional exemption filed | $317,000 (+2.26%) | $317,000 (+2.26%) |
| 2023 | $3,007.00 | $310,000 | $310,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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