Madison County property record for 312 Bratcher Ln, Berea, KY 40403 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Square Footage | 1,746 sqft Living Area |
| Lot Size | 24,444 sqft (0.561 acres) |
| Garage | 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2010) |
| Tax Bill | $1,158.00 (2025) |
| Primary APN | B011-008A-0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,746 sqft Living Area |
| Stories | 1 Stories |
| Exterior Material | Brick Veneer Exterior |
|---|---|
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 24,444 sqft (0.561 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 63982 |
|---|---|
| Street Address | 312 BRATCHER LN |
| City | BEREA |
| State | KY |
| Zip | 40403-1867 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINNACLE VIEW LOT 5 BLK 1 |
| Legal Subdivision | PINNACLE |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | BEREA |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 11304 |
Source: Madison County records · APN B011-008A-0004
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 BRATCHER LN, BEREA, KY 40403-1867 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Sep 05, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2010 · Amount on Record |
| Deed Sale | Jan 22, 2010 · Amount on Record |
| Deed Doc Number | 2010438674 |
| Deed Book / Page | 653 / 585 |
| Prior Transfer Date | Jan 13, 2010 |
| Prior Transfer Doc | 00D653/585 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 312 BRATCHER LN, BEREA, KY 40403-1867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2112/637 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | M2112/637 |
| Instrument | 2014065455 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 312 BRATCHER LN, BEREA, KY 40403-1867 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | M01885/289 |
|---|---|
| Date | Sep 05, 2019 |
| Book Page | M01885/289 |
| Instrument | 2013998274 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,158.00 (-4.93%) Homeowner's exemption | $172,000 (-) | $172,000 (-) |
| 2023 | $1,218.00 Homeowner's exemption | $172,000 | $172,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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