Madison County property record for 188 Bratcher Ln, Berea, KY 40403 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Split Foyer |
| Square Footage | 1,177 sqft Living Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Garage | Basement, 548 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2022) |
| Tax Bill | $2,310.00 (2025) |
| Primary APN | 0074-0006-0001 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,177 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Architectural Style | Split Foyer Style |
|---|---|
| Exterior Material | Brick Exterior |
| Lot Area | 14,375 sqft (0.33 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 548 sqft Garage |
| Account Number | 69972 |
|---|---|
| Street Address | 188 BRATCHER LN |
| City | BEREA |
| State | KY |
| Zip | 40403-1862 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINNACLE VIEW LOT 1 |
| Legal Subdivision | PINNACLE |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | BEREA |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 11304 |
Source: Madison County records · APN 0074-0006-0001
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 188 BRATCHER LN, BEREA, KY 40403-1862 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage DAS ACQUISITION |
| Oct 20, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 04, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Jan 04, 2019 · Amount on Record |
| Deed Doc Number | 2014101507 |
| Deed Book / Page | D826 / 171 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 14, 2022 |
| Property Address | 188 BRATCHER LN, BEREA, KY 40403-1862 |
| Document Number | 00D826/171 |
| Book / Page | D826 / 171 |
| Map Reference | MB 16 PG 88 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 2014101507 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 435 POISON LICKE RD, 435, BEREA, KY 40403 |
| Name | Verified Name |
|---|---|
| Address | 188 BRATCHER LN, BEREA, KY 40403-1862 |
| Document Number | 2014101508 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2014101508 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 188 BRATCHER LN, BEREA, KY 40403-1862 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | M2102/554 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | M2102/554 |
| Instrument | 2014059406 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 04, 2019 |
| Property Address | 188 BRATCHER LN, BEREA, KY 40403-1862 |
| Document Number | D00768/512 |
| Book / Page | D00768 / 512 |
| Map Reference | MB 16 PG 88 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 2013986714 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 260 E BARKER LN, 260, BEREA, KY 40403-9162 |
| Name | Verified Name |
|---|---|
| Address | 188 BRATCHER LN, BEREA, KY 40403-1862 |
| Document Number | 2013986715 |
|---|---|
| Date | Jan 04, 2019 |
| Instrument | 2013986715 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,310.00 (-2.78%) Additional exemption filed | $245,000 (-) | $245,000 (-) |
| 2023 | $2,376.00 | $245,000 | $245,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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