Wells County property record for 2412 E Terrace Dr, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,510 sqft · built 1987 |
| Lot Size | 1.15 acres (50,442 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,888 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-28-501-008.000-010 |
| Primary APN | 90-05-28-501-008.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,510 sqft Living Area |
| 1st Floor Area | 2,510 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 50,442 sqft (1.15 acres) |
| Lot Dimensions | 260 ft deep x 194 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,433 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00001577720 |
|---|---|
| Street Address | 2412 E TERRACE DR |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET TERRACE SUB DIV 08-27-12 |
| Legal Subdivision | SUNSET TERRACE SUB |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 40400 |
2412 E Terrace Dr is owner-occupied and held in a trust.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2412 E TERRACE DR, BLUFFTON, IN 46714-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2412 E Terrace Dr was $1,888 with a homeowner's exemption, down 0.5% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,888.00 (-0.47%) Homeowner's exemption | $287,700 Land $74,300 Building $213,400 | $287,700 Land $74,300 Building $213,400 |
| 2024 | $1,897.00 | ||
| 2023 | $279,700 (+5.87%) Land $74,300 Building $205,400 | $279,700 (+5.87%) Land $74,300 Building $205,400 | |
| 2022 | $1,657.00 | $264,200 Land $36,100 Building $228,100 | $264,200 Land $36,100 Building $228,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2412 E Terrace Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2412 E Terrace Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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