Wells County property record for 2375 E Terrace Dr, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,640 sqft · built 1978 |
| Lot Size | 1.2 acres (52,359 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jun 2021) |
| Tax Bill | $2,564 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-28-501-004.000-010 |
| Primary APN | 90-05-28-501-004.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 2,288 sqft |
| Attic | Attic |
| Attic Area | 704 sqft |
| Basement Area | 1,257 sqft |
| Finished Basement | 1,157 sqft |
| Unfinished Basement | 100 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 52,359 sqft (1.2 acres) |
| Lot Dimensions | 270 ft deep x 194 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Solar |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00001577708 |
|---|---|
| Street Address | 2375 E TERRACE DR |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET TERRACE SUB DIV 04-27-12 |
| Legal Subdivision | SUNSET TERRACE SUB |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 40400 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2375 E TERRACE DR, BLUFFTON, IN 46714-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on Record |
| Deed Sale | Jun 23, 2021 · Amount on Record |
| Deed Document Number | 20212834 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 2375 E TERRACE DR, BLUFFTON, IN 46714-9239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020204776 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 20204776 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jun 23, 2021 |
| Property Address | 2375 E TERRACE DR, BLUFFTON, IN 46714-9239 |
| Document Number | 0020212834 |
| Map Reference | PB 4 PG 13 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 20212834 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 2375 E TERRACE DR, BLUFFTON, IN 46714-9239 |
| Document Number | 0020212835 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 20212835 |
| Name | SIRVA MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,564.00 (+4.74%) Homeowner's exemption | $374,500 (-0.48%) Land $74,900 Building $299,600 | $374,500 (-0.48%) Land $74,900 Building $299,600 |
| 2024 | $2,448.00 (+11.32%) | ||
| 2023 | $376,300 (+0.48%) Land $74,900 Building $301,400 | $376,300 (+0.48%) Land $74,900 Building $301,400 | |
| 2022 | $2,199.00 | $374,500 Land $36,300 Building $338,200 | $374,500 Land $36,300 Building $338,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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