Wells County property record for 2345 E Terrace Dr, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,548 sqft · built 1978 |
| Lot Size | 1.24 acres (54,363 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,000 (Aug 2010) |
| Tax Bill | $1,975 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-28-501-003.000-010 |
| Primary APN | 90-05-28-501-003.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Living Area |
| 1st Floor Area | 2,548 sqft |
| Basement Area | 1,268 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 54,363 sqft (1.24 acres) |
| Lot Dimensions | 276 ft deep x 197 ft wide |
| Garage Type | Attached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00001577700 |
|---|---|
| Street Address | 2345 E TERRACE DR |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET TERRACE SUB-DIV 03-27-12 |
| Legal Subdivision | SUNSET TERRACE SUB |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 40400 |
2345 E Terrace Dr is owned and occupied by an individual who bought it in August 2010.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2345 E TERRACE DR, BLUFFTON, IN 46714-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2010 · Amount on File |
| Deed Sale | Aug 5, 2010 · Amount on File |
| Prior Sale | Jun 25, 2010 · Amount on File |
| Deed Book / Page | 149 / 471 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2345 E Terrace Dr was $1,975 with a homeowner's exemption, down 2.5% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,975.00 (-2.52%) Homeowner's exemption | $295,500 Land $76,000 Building $219,500 | $295,500 Land $76,000 Building $219,500 |
| 2024 | $2,026.00 | ||
| 2023 | $292,400 (+5.07%) Land $76,000 Building $216,400 | $292,400 (+5.07%) Land $76,000 Building $216,400 | |
| 2022 | $1,785.00 | $278,300 Land $36,800 Building $241,500 | $278,300 Land $36,800 Building $241,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2345 E Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2345 E Terrace Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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