Wells County property record for 2320 E Terrace Dr, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,536 sqft · built 1980 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,500 (May 2007) |
| Tax Bill | $2,101 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-28-501-010.000-010 |
| Primary APN | 90-05-28-501-010.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,536 sqft Living Area |
| 1st Floor Area | 2,536 sqft |
| Basement Area | 784 sqft |
| Finished Basement | 784 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 81,022 sqft (1.86 acres) |
| Lot Dimensions | 270 ft deep x 300 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,416 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 452 sqft |
| Gazebo | 151 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00001577734 |
|---|---|
| Street Address | 2320 E TERRACE DR |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET TERRACE SUB DIV 10-27-12 |
| Legal Subdivision | SUNSET TERRACE SUB |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 40400 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2320 E TERRACE DR, BLUFFTON, IN 46714-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2007 · Amount on File |
| Deed Sale | May 11, 2007 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 2320 E TERRACE DR, BLUFFTON, IN 46714-9239 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020220686 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 20220686 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,101.00 (-1.5%) Homeowner's exemption | $292,600 (+2.09%) Land $90,600 Building $202,000 | $292,600 (+2.09%) Land $90,600 Building $202,000 |
| 2024 | $2,133.00 (+16.94%) | ||
| 2023 | $286,600 (+7.58%) Land $90,600 Building $196,000 | $286,600 (+7.58%) Land $90,600 Building $196,000 | |
| 2022 | $1,824.00 | $266,400 Land $48,900 Building $217,500 | $266,400 Land $48,900 Building $217,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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