2305 E Terrace Dr, Bluffton, IN 46714 Property Records

Wells County property record for 2305 E Terrace Dr, Bluffton, IN 46714

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,510 sqft · built 1980
Lot Size1.41 acres (61,420 sqft)
Owner2 Individual Names on Record
Last Sale$345,800 (Sep 2024)
Tax Bill$2,921 (2025)
Flood ZoneZone X (moderate risk)
APN90-05-28-501-002.000-010

Property Details

APN / Parcel Number

Primary APN90-05-28-501-002.000-010
Alternative APNs
  • 00001577694
  • 0050339203

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures21 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area3,510 sqft Living Area
1st Floor Area3,510 sqft
Basement Area1,578 sqft
Finished Basement1,378 sqft
Unfinished Basement1,578 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area61,420 sqft (1.41 acres)
Lot Dimensions278 ft deep x 221 ft wide
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number00001577694
Street Address2305 E TERRACE DR
CityBLUFFTON
StateIN
Zip46714-9239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET TERRACE SUB DIV 02-27-12
Legal SubdivisionSUNSET TERRACE SUB
JurisdictionWELLS IN
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1026
Census Tract40400

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2305 E TERRACE DR, BLUFFTON, IN 46714-9239
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2024 · Amount on Record
Deed SaleSep 5, 2024 · Amount on Record
Deed Document Number20243011
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyWells County
County SubdivisionLancaster Township
Unified School DistrictNorthern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,921.00 (-2.92%) Homeowner's exemption$413,100 (+14.24%) Land $82,200 Building $330,900$413,100 (+14.24%) Land $82,200 Building $330,900
2024$3,009.00 (+32.09%)
2023$361,600 (+2.79%) Land $82,200 Building $279,400$361,600 (+2.79%) Land $82,200 Building $279,400
2022$2,278.00$351,800 Land $40,400 Building $311,400$351,800 Land $40,400 Building $311,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUFFTON UTILITIES WATER DEPT
serves 10,298 people · EPA ID IN5290001
Water SourceGroundwater
Last State InspectionOct 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Craigville Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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