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241 W River Rd, Palatka, FL 32177 Property Records

Putnam County property record for 241 W River Rd, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details2,630 sqft · built 1950
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on Record
Last Sale$289,000 (Jun 2016)
Tax Bill$5,734 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18-09-27-0700-000.0-055.0

Property Details

APN / Parcel Number

Primary APN18-09-27-0700-000.0-055.0
Alternative APN
  • 2144

Interior

Plumbing Fixtures10 Plumbing Fixtures
Building Area2,630 sqft Living Area
1st Floor Area2,224 sqft
FlooringSteel Beam
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1993
Exterior MaterialStucco
Lot Area87,991 sqft (2.02 acres)
Lot Dimensions838 ft deep x 105 ft wide
Garage Area624 sqft
Deck Area516 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number2144
Street Address241 W RIVER RD
CityPALATKA
StateFL
Zip32177-8612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBODINE + POWERS S/D MB4 P7, LO
Legal Range27E
Legal Township09S
Legal Section18
Legal SubdivisionBODINE + POWERS S/D
Legal Lot Number55
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group2
Census Block2023
Census Tract950100

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address241 W RIVER RD, PALATKA, FL 32177-8612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2016 · Amount on Record
Deed SaleJun 27, 2016 · Amount on Record
Deed Document Number201654010977
Deed Book / Page1444 / 0273
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address241 W RIVER RD, PALATKA, FL 32177-8612
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016131813
DateApr 5, 2021
Book Page1613/1813
Instrument202154007294
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,734.00 (+10.95%) Homeowner's exemption$361,360 (+5.98%)$491,000 (+5.83%) Land $235,410 Building $255,590
2023$5,168.00 (+5.23%) Homeowner's exemption$340,960 (+3%)$463,940 (+7.45%) Land $198,240 Building $265,700
2022$4,911.00 Homeowner's exemption$331,030$431,760 Land $198,240 Building $233,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims12 (2004–2017)
Claims Outside the SFHA4 of 12
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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