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243 W River Rd, Palatka, FL 32177 Property Records

Putnam County property record for 243 W River Rd, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details1,472 sqft · built 1959
Lot Size5.46 acres (238,104 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Aug 2016)
Tax Bill$12,661 (2025)
Deeds & MortgagesMay 2024 Transfer
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN18-09-27-0700-0000-0520

Property Details

APN / Parcel Number

Primary APN18-09-27-0700-0000-0520
Alternative APN
  • 2143

Interior

Plumbing Fixtures6 Plumbing Fixtures
Building Area1,472 sqft Living Area
1st Floor Area1,472 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Lot Area238,104 sqft (5.46 acres)
Lot Dimensions300 ft deep x 180 ft wide
PorchFinished/Open Porch
Porch Area230 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number2143
Street Address243 W RIVER RD
CityPALATKA
StateFL
Zip32177-8612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBODINE + POWERS S/D MB4 P7 LOTS 52 53 + 54 BK222 P578
Legal Range27E
Legal Township09S
Legal Section18
Legal SubdivisionBODINE & POWERS SUB
Legal Lot Number52
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group2
Census Block2023
Census Tract950100

Owner

Source: Putnam County records · APN 18-09-27-0700-0000-0520

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address243 W RIVER RD, PALATKA, FL 32177-8612
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 24, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CU/FL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2016 · Amount on Record
Deed SaleAug 26, 2016 · Amount on Record
Deed Document Number201615037
Deed Book / Page1449 / 1529
Last Transfer DateMay 23, 2024
Transfer Doc0017590974
Record UpdatedSep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM FL
Recording DateMay 24, 2024
Property Address243 W RIVER RD, PALATKA, FL 32177-8612
Document Number0017590974
Book / Page1759 / 974
Instrument DateMay 23, 2024
Instrument202454013849
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address243 W RIVER RD, PALATKA, FL 32177-8612

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address243 W RIVER RD, PALATKA, FL 32177-8612

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address243 W RIVER RD, PALATKA, FL 32177-8612
Document Number0015491419
Instrument DateJul 22, 2019
Transaction TypeMortgage
Record UpdatedAug 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address243 W RIVER RD PALATKA FL 321778612, PALATKA, FL 32177-8612

Mortgage

Document Number0015491419
DateJul 29, 2019
Book Page001549/001419
Instrument54013423
Lender
NameCOMMUNITY FIRST CU/FL
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 28, 2034

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,661.00 (+10.39%)$753,150 (+5.98%)$1,159,630 (+3.57%) Land $388,450 Building $771,180
2023$11,469.00 (+4.85%) Homeowner's exemption$710,620 (+3%)$1,119,660 (+11.03%) Land $327,250 Building $792,410
2022$10,938.00 Homeowner's exemption$689,930$1,008,440 Land $327,250 Building $681,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims12 (2004–2017)
Claims Outside the SFHA4 of 12
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 7 claims

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3

Based on FCC filings for 27 locations within half a mile of this property.

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