232 W River Rd, Palatka, FL 32177 Property Records

Putnam County property record for 232 W River Rd, Palatka, FL 32177

Property Summary

Property Type	Mobile Home
Details	2,052 sqft · built 2008
Lot Size	9.77 acres (426,017 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2025)
Tax Bill	$962 (2025)
Deeds & Mortgages	Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-09-27-0000-003.0-001.0`

Property Details

APN / Parcel Number

Primary APN	`18-09-27-0000-003.0-001.0`
Alternative APN	`98168`

Interior

Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 2008
Lot Area	426,017 sqft (9.77 acres)
Deck Area	20 sqft

Location & Zoning

Account Number	98168
Street Address	232 W RIVER RD
City	PALATKA
State	FL
Zip	32177-8609
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF GOVT LOT 7 OR1185 P70
Legal Range	27E
Legal Township	09S
Legal Section	18
Legal Lot Number	7
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	2
Census Block	2001
Census Tract	950100

Owner

Source: Putnam County records · APN 18-09-27-0000-003.0-001.0

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	113 ROWLAND AVE # AV, AV, PALATKA, FL 32177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Deed Document Number	202554031610
Deed Book / Page	1841 / 491
Record Updated	Jun 08, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Nov 12, 2025
Property Address	232 W RIVER RD, PALATKA, FL 32177-8609
Document Number	0018410491
Book / Page	1841 / 491
Map Reference	MB 5 PG 14
Instrument Date	Oct 30, 2025
Instrument	202554031610
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TTL INS I

Transaction

Amount	Amount Recorded
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 W RIVER RD, PALATKA, FL 32177-8609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 ROWLAND AVE # AV1, AV, PALATKA, FL 32177

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$962.00 (+13.31%) Homeowner's exemption	$78,810 (+2.76%)	$343,470 (-6.45%) Land $19,900 Building $323,570
2024	$849.00 (+1.56%) Homeowner's exemption	$76,690 (+2.93%)	$367,170 (+24.18%) Land $19,940 Building $347,230
2023	$836.00 (+4.11%) Homeowner's exemption	$74,510 (+2.93%)	$295,680 (+30.73%) Land $13,930 Building $281,750
2022	$803.00 Homeowner's exemption	$72,390	$226,180 Land $9,920 Building $216,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079501002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	12 (2004–2017)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 7 claims

Wildfire

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 2 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3