244 W River Rd, #1, Palatka, FL 32177 Property Records

Putnam County property record for 244 W River Rd, #1, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	1,201 sqft · built 1955
Lot Size	9.77 acres (425,581 sqft)
Owner	Individual Name on Record
Last Sale	$76,500 (Aug 2022)
Tax Bill	$2,836 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-09-27-0000-005.0-000.0`

Property Details

APN / Parcel Number

Primary APN	`18-09-27-0000-005.0-000.0`
Alternative APN	`73775`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,201 sqft Living Area
1st Floor Area	1,008 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Exterior Material	Brick/Stone
Lot Area	425,581 sqft (9.77 acres)
Porch	Porch
Porch Area	769 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	73775
Street Address	244 W RIVER RD # 1, 1
City	PALATKA
State	FL
Zip	32177-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF W 1/2 OF LOT 8
Legal Range	27E
Legal Township	09S
Legal Section	18
Legal Subdivision	CLAY ELECTRIC CO
Legal Lot Number	8
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	2
Census Block	2001
Census Tract	950100

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	244 W RIVER RD, PALATKA, FL 32177-8609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	202254020080
Deed Book / Page	1680 / 1202
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 15, 2022
Property Address	244 W RIVER RD # 1, 1, PALATKA, FL 32177-8609
Document Number	0016801202
Book / Page	1680 / 1202
Instrument Date	Aug 12, 2022
Instrument	202254020080
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TTL INS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 W RIVER RD, PALATKA, FL 32177-8609

Mortgage

Document Number	0016801205
Date	Aug 15, 2022
Instrument	1680/1205

Lender

Name	FIRST COAST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,836.00 (+12.54%) Homeowner's exemption	$189,740 (+5.98%)	$237,620 (+32.73%) Land $175,860 Building $61,760
2023	$2,520.00 (+6.73%) Homeowner's exemption	$179,030 (+29.63%)	$179,030 (+29.63%) Land $117,240 Building $61,790
2022	$2,361.00	$138,110	$138,110 Land $78,160 Building $59,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	12 (2004–2017)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3