Putnam County property record for 235 W River Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 1,214 sqft · built 1959 |
| Lot Size | 1.92 acres (83,635 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Mar 2025) |
| Tax Bill | $8,175 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-09-27-0700-000.0-058.0 |
| Primary APN | 18-09-27-0700-000.0-058.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 6 Plumbing Fixtures |
|---|---|
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Concrete Block |
| Lot Area | 83,635 sqft (1.92 acres) |
| Lot Dimensions | 837 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 234 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 2147 |
|---|---|
| Street Address | 235 W RIVER RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-8612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BODINE + POWERS S/D MB4 P7, LO |
| Legal Range | 27E |
| Legal Township | 09S |
| Legal Section | 18 |
| Legal Subdivision | BODINE + POWERS S/D |
| Legal Lot Number | 58 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 950100 |
Source: Putnam County records · APN 18-09-27-0700-000.0-058.0
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4225 ATLANTA ST, POWDER SPRINGS, GA 30127-2670 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on Record |
| Deed Sale | Mar 17, 2025 · Amount on Record |
| Deed Document Number | 0018011380 |
| Deed Book / Page | 1801 / 1380 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Mar 17, 2025 |
| Property Address | 235 W RIVER RD, PALATKA, FL 32177-8612 |
| Document Number | 0018011380 |
| Book / Page | 1801 / 1380 |
| Instrument Date | Mar 07, 2025 |
| Instrument | 202554006977 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | GUARANTY TITLE COMPANY, GUARANTY TITLE COMPANY OF PA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13364 BEACH BLVD UNIT 327, 327, JACKSONVILLE, FL 32224-0262 |
| Name | Verified Name |
|---|---|
| Address | 4225 ATLANTA ST, POWDER SPRINGS, GA 30127-2670 |
| Document Number | 0018011383 |
|---|---|
| Date | Mar 17, 2025 |
| Instrument | 1801/1383 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,175.00 (+57.03%) | $465,680 (+35.66%) | $465,680 (+7.02%) Land $224,200 Building $241,480 |
| 2023 | $5,206.00 (+5.24%) Homeowner's exemption | $343,270 (+3%) | $435,150 (+9.13%) Land $188,800 Building $246,350 |
| 2022 | $4,947.00 Homeowner's exemption | $333,280 | $398,750 Land $188,800 Building $209,950 |
Source: FEMA National Flood Hazard Layer as of February 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 12 (2004–2017) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 11 locations within half a mile of this property.
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