Polk County property record for 241 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,478 sqft Living Area |
| Lot Size | 12,502 sqft (0.287 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $349,500 (2021) |
| Tax Bill | $5,432.00 (2025) |
| Primary APN | 27-29-07-856604-001150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,478 sqft Living Area |
| Gross Area | 2,962 sqft Gross Area |
| 1st Floor | 2,478 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 12,502 sqft (0.287 acres) |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 88 sqft Patio |
| Porch Area | 271 sqft Porch |
| Street Address | 241 RUBY LAKE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3267 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 115 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE FOUR |
| Legal Phase | 4 |
| Legal Tract | 856604 |
| Legal Block | 1 |
| Legal Lot Number | 115 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-856604-001150
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 241 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Feb 23, 2021 | Quit Claim Deed, Transfer OAK HARBOR TITLE SERVICES LLC, OAK HARBOR TITLE SVCS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2021 · Amount on Record |
| Deed Sale | Feb 23, 2021 · Amount on Record |
| Prior Sale | Nov 03, 2000 · Amount on Record |
| Deed Doc Number | 202144998 |
| Deed Book / Page | 11590 / 1161 |
| Prior Transfer Date | Feb 19, 2021 |
| Prior Transfer Doc | 0000044995 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 23, 2021 |
| Property Address | 241 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0000044998 |
| Book / Page | 11590 / 1161 |
| Map Reference | MB 108 PG 21 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021044998 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | OAK HARBOR TITLE SERVICES LLC, OAK HARBOR TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,446.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1004 VILLA DR, 1004, MELBOURNE, FL 32940-7038 |
| Name | Verified Name |
|---|---|
| Address | 241 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0115901163 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 11590/1163 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 23, 2021 |
| Property Address | 241 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0000044995 |
| Book / Page | 11590 / 1156 |
| Map Reference | MB 108 PG 21 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021044995 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | OAK HARBOR TITLE SERVICES LLC, OAK HARBOR TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1004 VILLA DR, 1004, MELBOURNE, FL 32940-7038 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1004 VILLA DR, MELBOURNE, FL 32940-7038 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,432.00 (+5.64%) Homeowner's exemption | $333,970 (+5.99%) | $403,813 (+0.55%) Land $88,000 Building $315,813 |
| 2023 | $5,142.00 (+2.7%) Homeowner's exemption | $315,105 (+3%) | $401,608 (+12.96%) Land $86,000 Building $315,608 |
| 2022 | $5,007.00 Homeowner's exemption | $305,927 | $355,523 Land $72,000 Building $283,523 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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