Polk County property record for 236 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,266 sqft Living Area |
| Lot Size | 22,525 sqft (0.517 acres) |
| Garage | Attached, 828 sqft |
| Last Sale | $660,000 (2023) |
| Tax Bill | $9,917.00 (2025) |
| Primary APN | 27-29-07-856604-000880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,266 sqft Living Area |
| Gross Area | 3,569 sqft Gross Area |
| 1st Floor | 2,266 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 22,525 sqft (0.517 acres) |
| Depth X Width | 200 ft x 95 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 828 sqft Garage |
| Pool Type | Pool, Enclosed Pool Type |
|---|---|
| Pool Area | 336 sqft Pool |
| Porch Area | 531 sqft Porch |
| Boat Access | Boat Access |
| Street Address | 236 RUBY LAKE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3266 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 88 & THAT PART OF LOT 89 DESC AS:BEG NE COR LOT 89 S 70 DEG 11 MIN 26 SEC W 192.14 FT N 71 DEG 40 MIN 30 SEC E 191.61 FT TO ELY BNDRY LOT 89 NWLY ALONG CURVE 5 FT TO POB |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE FOUR |
| Legal Phase | 4 |
| Legal Tract | 856604 |
| Legal Block | 1 |
| Legal Lot Number | 88,89 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-856604-000880
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14032 KEY LIME BLVD, LOXAHATCHEE, FL 33470-4486 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2023 · Amount on Record |
| Deed Sale | Dec 05, 2023 · Amount on Record |
| Prior Sale | Sep 27, 2005 · Amount on Record |
| Deed Doc Number | 2023283397 |
| Deed Book / Page | 12928 / 2124 |
| Transfer Doc | 4425001730 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 05, 2023 |
| Property Address | 236 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266 |
| Document Number | 0000283397 |
| Book / Page | 12928 / 2124 |
| Map Reference | MB 108 PG 21-23 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023283397 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,620.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266 |
| Name | Verified Name |
|---|---|
| Address | 14032 KEY LIME BLVD, LOXAHATCHEE, FL 33470-4486 |
| Document Number | 0129282126 |
|---|---|
| Date | Dec 05, 2023 |
| Instrument | 12928/2126 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Document Number | 0000285269 |
|---|---|
| Date | Dec 06, 2023 |
| Book Page | 12931/1462 |
| Instrument | 2023285269 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,917.00 (+105.45%) | $530,413 (+77.74%) Land $175,000 Building $355,413 | $530,413 (+5.8%) Land $175,000 Building $355,413 |
| 2023 | $4,827.00 (+2.72%) Homeowner's exemption | $298,423 (+3%) | $501,324 (+20.18%) Land $170,000 Building $331,324 |
| 2022 | $4,699.00 Homeowner's exemption | $289,731 | $417,153 Land $140,000 Building $277,153 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures