Polk County property record for 238 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,525 sqft Living Area |
| Lot Size | 19,667 sqft (0.452 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $755,000 (2026) |
| Tax Bill | $4,966.00 (2025) |
| Primary APN | 27-29-07-856604-000891 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,525 sqft Living Area |
| Gross Area | 3,323 sqft Gross Area |
| 1st Floor | 2,525 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 19,667 sqft (0.452 acres) |
| Depth X Width | 195 ft x 90 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 550 sqft Garage |
| Pool Area | 336 sqft Pool |
| Porch Area | 344 sqft Porch |
| Boat Access | Boat Access |
| Street Address | 238 RUBY LAKE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3266 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 89 LESS BEG NE COR LOT 89 S70-11-26W 192.14 FT N71-40-30E 191.61 FT NWLY ALONG CURVE 5 FT TO POB |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE FOUR |
| Legal Phase | 4 |
| Legal Tract | 856604 |
| Legal Block | 1 |
| Legal Lot Number | 89 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-856604-000891
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 238 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer INTEGRITY FIRST TITLE |
| Apr 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Nov 17, 1999 |
| Deed Doc Number | 2026144876 |
| Deed Book / Page | 14041 / 1215 |
| Prior Transfer Date | Oct 04, 2018 |
| Prior Transfer Doc | 0000036185 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 17, 2026 |
| Property Address | 238 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266 |
| Document Number | 0000144876 |
| Book / Page | 14041 / 1215 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026144876 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $533,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 238 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 238 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266 |
| Document Number | 0108201891 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 238 RUBY LAKE LN WINTER HAVEN FL 338843266, WINTER HAVEN, FL 33884-3266 |
| Document Number | 0108201891 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 010820/001891 |
| Instrument | 84208 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBU, FL 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2049 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,966.00 (+5.7%) Homeowner's exemption | $309,043 (+5.99%) | $520,047 (+5.57%) Land $175,000 Building $345,047 |
| 2023 | $4,698.00 (+2.73%) Homeowner's exemption | $291,585 (+3%) | $492,630 (+18.56%) Land $170,000 Building $322,630 |
| 2022 | $4,573.00 Homeowner's exemption | $283,092 | $415,512 Land $140,000 Building $275,512 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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