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239 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 239 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage2,192 sqft Living Area
Lot Size12,502 sqft (0.287 acres)
OccupancyOwner Occupied
Last Sale$425,500 (2022)
Tax Bill$6,771.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-856604-001160
Alternative APNs
  • 072927856604001160
  • 72927000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,192 sqft Living Area
Gross Area2,768 sqft Gross Area
1st Floor2,192 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area12,502 sqft (0.287 acres)
Garage TypeAttached Garage
Garage Area576 sqft Garage
Pool Area450 sqft Pool
Porch Area310 sqft Porch

Location & Zoning

Street Address239 RUBY LAKE LN
CityWINTER HAVEN
StateFL
Zip33884-3267
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 116
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE FOUR
Legal Phase4
Legal Tract856604
Legal Block1
Legal Lot Number116
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1037
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-856604-001160

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address239 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage
CITIZENS BANK & TRUST
Apr 01, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERIFIRST FINANCIAL CORP
Feb 07, 2019Warranty Deed, Transfer · Line of Credit
LARRY D JR TUCKER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2022 · Amount on Record
Deed SaleApr 01, 2022 · Amount on Record
Prior SaleJan 02, 2014 · Amount on Record
Deed Doc Number202289022
Deed Book / Page12189 / 2213
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address239 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000156349
DateJun 16, 2021
Book Page11762/2132
Instrument2021156349
Lender
NameCITIZENS BANK & TRUST
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
AmountAmount Recorded

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 01, 2022
Property Address239 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0000089022
Book / Page12189 / 2213
Map ReferenceMB 108 PG 21-23
Instrument DateMar 31, 2022
Instrument2022089022
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyRIDGE SECURITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,978.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2776 RUTLEDGE CT, 2776, WINTER HAVEN, FL 33884-5230

Transferred To (Grantee/Buyer)

NameVerified Name
Address239 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number0121892215
DateApr 01, 2022
Instrument12189/2215
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 07, 2019
Property Address239 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0107451342
Book / Page010745 / 001342
Instrument DateFeb 07, 2019
Instrument26309
Transaction TypeTransfer
Record UpdatedFeb 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address239 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number107451344
DateFeb 07, 2019
Book Page010745/001344
Instrument26310
Lender
NameLARRY D JR TUCKER
Address3545 LAKE ALFRED RD, WINTER HAVEN, FL 33881-1447
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,771.00 (+0.46%)$362,179 (+1.49%) Land $88,000 Building $274,179$362,179 (+1.49%) Land $88,000 Building $274,179
2023$6,740.00 (+102.22%)$356,869 (+63.75%) Land $86,000 Building $270,869$356,869 (+14.87%) Land $86,000 Building $270,869
2022$3,333.00$217,933$310,680 Land $72,000 Building $238,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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