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244 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 244 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2010
Square Footage2,387 sqft Living Area
Lot Size18,391 sqft (0.422 acres)
OccupancyOwner Occupied
Last Sale$350,000 (2017)
Tax Bill$6,278.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-856604-000920
Alternative APNs
  • 072927856604000920
  • 72927000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,387 sqft Living Area
Gross Area2,922 sqft Gross Area
1st Floor2,387 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2010
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area18,391 sqft (0.422 acres)
Depth X Width188 ft x 95 ft Depth x Width
Garage TypeAttached Garage
Garage Area535 sqft Garage
Pool Area440 sqft Pool
Porch Area343 sqft Porch
Boat AccessBoat Access

Location & Zoning

Street Address244 RUBY LAKE LN
CityWINTER HAVEN
StateFL
Zip33884-3266
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 92
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE FOUR
Legal Phase4
Legal Tract856604
Legal Block1
Legal Lot Number92
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1035
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-856604-000920

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address244 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2018Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Jul 28, 2017Warranty Deed, Transfer · Conventional Mortgage
MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2017 · Amount on Record
Deed SaleJul 28, 2017 · Amount on Record
Prior SaleMay 07, 2012 · Amount on Record
Deed Doc Number2017143946
Deed Book / Page10217 / 1248
Prior Transfer DateApr 25, 2012
Prior Transfer Doc0000079636
Record RefreshedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address244 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266
Document Number0106591570
Instrument DateOct 22, 2018
Transaction TypeMortgage
Record UpdatedNov 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address244 RUBY LAKE LN WINTER HAVEN FL 338843266, WINTER HAVEN, FL 33884-3266

Mortgage

Document Number0106591570
DateNov 01, 2018
Book Page010659/001570
Instrument230595
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 31, 2038
Interest
Rate TypeAdjustable Rate

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 28, 2017
Property Address244 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266
Document Number0102171248
Book / Page010217 / 001248
Instrument DateJul 21, 2017
Instrument143946
Transaction TypeTransfer
Record UpdatedAug 15, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address244 RUBY LAKE LN WINTER HAVEN FL 338843266, WINTER HAVEN, FL 33884-3266

Mortgage

Document Number102171249
DateJul 28, 2017
Book Page010217/001249
Instrument143947
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressPO BOX 8008, LAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 27, 2032

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,278.00 (+8.2%) Homeowner's exemption$379,219 (+8.34%)$525,187 (+5.75%) Land $175,000 Building $350,187
2023$5,802.00 (+0.99%) Homeowner's exemption$350,031 (+1.54%)$496,611 (+17.69%) Land $170,000 Building $326,611
2022$5,745.00 Homeowner's exemption$344,738$421,973 Land $140,000 Building $281,973

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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