Berrien County property record for 2409 Bluff St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,323 sqft · built 1952 |
| Lot Size | 0.333 acres (14,505 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Jul 2023) |
| Tax Bill | $2,596 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Nov 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-3120-0008-00-6 |
| Primary APN | 14-3120-0008-00-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Basement Area | 1,323 sqft |
| Unfinished Basement | 1,323 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Raised Ranch |
| Lot Area | 14,505 sqft (0.333 acres) |
| Lot Dimensions | 105 ft deep x 138 ft wide |
| Garage Area | 351 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2409 BLUFF ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-1179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOT 8, HIGHLAND PARK. |
| Legal Subdivision | ND PARK |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20500 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2409 BLUFF ST, NILES, MI 49120-1179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Nov 8, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Sep 20, 2018 | Warranty Deed, Transfer |
| Jul 13, 2017 | Land Contract, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Prior Sale | Nov 8, 2019 · Amount on Record |
| Deed Document Number | 2023384868 |
| Deed Book / Page | 3408 / 553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 18, 2023 |
| Property Address | 2409 BLUFF ST, NILES, MI 49120-1179 |
| Document Number | 003408/553 |
| Book / Page | 3408 / 553 |
| Map Reference | LB 13 PG 36 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2023384868 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2409 BLUFF ST, NILES, MI 49120-1179 |
| Document Number | 2023384869 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023384869 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 67 Months |
| Due | Feb 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 8, 2019 |
| Property Address | 2409 BLUFF ST, NILES, MI 49120-1179 |
| Document Number | 03255/2905 |
| Book / Page | 3255 / 2905 |
| Map Reference | LB 13 PG 36 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,191.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2409 BLUFF ST, NILES, MI 49120-1179 |
| Document Number | 0032552906 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 3255/2906 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 20, 2018 |
| Property Address | 2409 BLUFF ST, NILES, MI 49120-1179 |
| Document Number | 03217/2274 |
| Book / Page | 3217 / 2274 |
| Map Reference | LB13 PG36 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $318.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 N 7TH ST # ST406, ST406, NILES, MI 49120-2667 |
| Name | Verified Name |
|---|---|
| Address | 2409 BLUFF ST, NILES, MI 49120-1179 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 13, 2017 |
| Property Address | 2409 BLUFF ST, NILES, MI 49120-1179 |
| Document Number | 03177/1959 |
| Book / Page | 3177 / 1959 |
| Map Reference | LB13 PG36 |
| Instrument Date | Jul 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 N 7TH ST # ST406, ST406, NILES, MI 49120-2667 |
| Name | Verified Name |
|---|---|
| Address | 2409 BLUFF ST, NILES, MI 49120-1179 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,600 (+46.92%) | $219,200 (+46.92%) | |
| 2025 | $2,596.00 (+42.56%) | ||
| 2023 | $74,600 (+12.18%) | $149,200 (+12.18%) | |
| 2022 | $1,821.00 (+7.75%) Homeowner's exemption | $66,500 | $133,000 |
| 2021 | $1,690.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2008–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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