Berrien County property record for 2400 Bluff St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1957 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,900 (Dec 2021) |
| Tax Bill | $2,700 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-0023-0015-02-1 |
| Primary APN | 14-0023-0015-02-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| Basement Area | 1,350 sqft |
| Unfinished Basement | 1,350 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Raised Ranch |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 222 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2400 BLUFF ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | COM 1099.1'W & 15.5'N OF NE COR SEC 23 T7S R17W TH S 222.5'TH W 100'TH N 222.5'TH E 100'TO BEG |
| Legal Range | 17W |
| Legal Township | 07S |
| Legal Section | 23 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20500 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2400 BLUFF ST, NILES, MI 49120-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 24, 2021 | Deed of Trust, Mortgage · Line of Credit CIRCLE FCU |
| Dec 14, 2021 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on Record |
| Deed Sale | Dec 14, 2021 · Amount on Record |
| Prior Sale | Jul 9, 2013 |
| Deed Document Number | 2021337789 |
| Deed Book / Page | 3356 / 3145 |
| Prior Transfer Date | Feb 4, 2016 |
| Prior Transfer Doc | 03127/1779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2400 BLUFF ST, NILES, MI 49120-1116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2400 BLUFF ST, NILES, MI 49120-1116 |
| Document Number | 03422/2454 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 3422/2454 |
| Instrument | 2024401630 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2400 BLUFF ST, NILES, MI 49120-1116 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2400 BLUFF ST, NILES, MI 49120-1116 |
| Document Number | 03345/2848 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 3345/2848 |
| Name | CIRCLE FCU |
|---|---|
| Type | Credit Union |
| Address | NILES, MI 49120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 14, 2021 |
| Property Address | 2400 BLUFF ST, NILES, MI 49120-1116 |
| Document Number | 03356/3145 |
| Book / Page | 3356 / 3145 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021337789 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2400 BLUFF ST, NILES, MI 49120-1116 |
| Document Number | 0033563148 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 3356/3148 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,100 (+14.98%) | $250,200 (+14.98%) | |
| 2025 | $2,700.00 (+2.04%) Homeowner's exemption | $108,800 (+41.85%) | $217,600 (+41.85%) |
| 2024 | $2,646.00 (+24.52%) | ||
| 2023 | $76,700 | $153,400 | |
| 2022 | $2,125.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2008–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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