2431 Bluff St, Niles, MI 49120 Property Records

Berrien County property record for 2431 Bluff St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,761 sqft · built 1955
Lot Size	0.418 acres (18,208 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Apr 2020)
Tax Bill	$2,463 (2025)
Deeds & Mortgages	Feb 2024 Transfer Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-3120-0016-00-9`

Property Details

APN / Parcel Number

Primary APN	`14-3120-0016-00-9`
Alternative APN	`11-14-3120-0016-00-9`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,761 sqft Living Area
1st Floor Area	1,761 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Raised Ranch
Lot Area	18,208 sqft (0.418 acres)
Lot Dimensions	167 ft deep x 109 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2431 BLUFF ST
City	NILES
State	MI
Zip	49120-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 16, & THE W HAF OF LOT 19, HIGHLAND PARK.
Legal Subdivision	ND PARK
Legal Lot Number	16,19
Legal Unit	16,19
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2003
Census Tract	20500

Owner

Source: Berrien County records · APN 14-3120-0016-00-9

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2431 BLUFF ST, NILES, MI 49120-1115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2024	Intrafamily Transfer, Transfer
Apr 01, 2020	Warranty Deed, Transfer · VA Mortgage HALLMARK HOME MORTGAGE LLC
Sep 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2020 · Amount on Record
Deed Sale	Apr 01, 2020 · Amount on Record
Prior Sale	Apr 01, 2020 · Amount on Record
Deed Book / Page	3270 / 1139
Last Transfer Date	Feb 05, 2024
Transfer Doc	03420/1191
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 05, 2024
Property Address	2431 BLUFF ST, NILES, MI 49120-1115
Document Number	03420/1191
Book / Page	3420 / 1191
Map Reference	MB 13 PG 36
Instrument Date	Feb 05, 2024
Instrument	2024397623
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2431 BLUFF ST, NILES, MI 49120-1115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3131 TRAPPERS COVE TRL APT 1C, 1C, LANSING, MI 48910-8282

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 01, 2020
Property Address	2431 BLUFF ST, NILES, MI 49120-1115
Document Number	03270/1139
Book / Page	3270 / 1139
Map Reference	LB 13 PG 36
Instrument Date	Mar 31, 2020
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 BLUFF ST, NILES, MI 49120-1115

Mortgage

Document Number	0032701142
Date	Apr 01, 2020
Instrument	3270/1142

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 19, 2017
Property Address	2431 BLUFF ST, NILES, MI 49120-1115
Document Number	03183/2845
Book / Page	3183 / 2845
Map Reference	MB13 PG36
Instrument Date	Sep 15, 2017
Instrument	3183-2845
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Amount	Amount Recorded
Tax	$162.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 BLUFF ST, NILES, MI 49120-1115

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,400 (+12.16%)	$276,800 (+12.16%)
2025	$2,463.00 (+2.5%) Homeowner's exemption	$123,400 (+47.78%)	$246,800 (+47.78%)
2024	$2,403.00 (+10.53%)
2023		$83,500	$167,000
2022	$2,174.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2008–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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