Berrien County property record for 2320 Bluff St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,335 sqft · built 1961 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Nov 2021) |
| Tax Bill | $2,382 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-0023-0015-03-9 |
| Primary APN | 14-0023-0015-03-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,335 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| Basement Area | 1,335 sqft |
| Unfinished Basement | 1,335 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Raised Ranch |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 207 ft deep x 100 ft wide |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2320 BLUFF ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | COM 1099.1'W & 480'S OF NE COR SEC 23 T7S R17W TH N 207'TH W 100'TH S 207'TH E 100'TO POB |
| Legal Range | 17W |
| Legal Township | 07S |
| Legal Section | 23 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20500 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2320 BLUFF ST, NILES, MI 49120-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage CIRCLE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on Record |
| Deed Sale | Nov 5, 2021 · Amount on Record |
| Prior Sale | Jan 1, 1975 · Amount on Record |
| Deed Book / Page | 3351 / 2961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2320 BLUFF ST, NILES, MI 49120-1114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03289/2229 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 3289/2229 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 5, 2021 |
| Property Address | 2320 BLUFF ST, NILES, MI 49120-1114 |
| Document Number | 03351/2961 |
| Book / Page | 3351 / 2961 |
| Instrument Date | Oct 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1490 ELENA DR, MCDONOUGH, GA 30253-7393 |
| Document Number | 0033512964 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 3351/2964 |
| Name | CIRCLE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 15, 2036 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,900 (+39.9%) | $225,800 (+39.9%) | |
| 2025 | $2,382.00 (+13.27%) | ||
| 2023 | $80,700 | $161,400 | |
| 2022 | $2,103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2008–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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