2405 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 2405 E 31st St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,401 sqft · built 1952
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Aug 2004)
Tax Bill	$1,234 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-082-107-014`

Property Details

APN / Parcel Number

Primary APN	`03-00-082-107-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
1st Floor Area	1,030 sqft
2nd Floor Area	371 sqft
Attic Area	494 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	192 ft deep x 45 ft wide
Porch	Open Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2405 E 31ST ST
City	LORAIN
State	OH
Zip	44055-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L CO 45.00 X 192.00 S/L 2288
Legal Subdivision	SHEFFIELD LAND IMPROV CO
Legal Block	107
Legal Lot Number	2288
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3009
Census Tract	23600

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 E 31ST ST, LORAIN, OH 44055-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Nov 15, 2017	Quit Claim Deed, Transfer MILLER HOME TITLE
Nov 15, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2004 · Amount on Record
Deed Sale	Aug 6, 2004 · Amount on Record
Deed Document Number	2004005285
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2405 E 31ST ST, LORAIN, OH 44055-2125
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 E 31ST ST, LORAIN, OH 44055-2125

Mortgage

Document Number	20210851097
Date	Nov 24, 2021
Instrument	2021-0851097

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Aug 1, 2046

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 15, 2017
Property Address	2405 E 31ST ST, LORAIN, OH 44055-2125
Document Number	0000651841
Instrument Date	Nov 14, 2017
Instrument	651841
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	MILLER HOME TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3043 E ERIE AVE LORAIN OH 440522547, LORAIN, OH 44052-2547

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 15, 2017
Property Address	2405 E 31ST ST, LORAIN, OH 44055-2125
Document Number	0000651844
Instrument Date	Nov 14, 2017
Instrument	651844
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$440.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5839 WHISPERING PINES PL LORAIN OH 440533772, LORAIN, OH 44053-3772

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,234.00	$32,280 (-0.02%) Land $4,860 Building $27,420	$92,240 (-) Land $13,890 Building $78,350
2024	$1,234.00 (-14.25%)	$32,285 (+15.52%) Land $4,862 Building $27,423	$92,240 (+15.52%) Land $13,890 Building $78,350
2023	$1,439.00 (+0.91%)	$27,948 (-0.01%) Land $3,255 Building $24,693	$79,850 (-) Land $9,300 Building $70,550
2022	$1,426.00	$27,950 Land $3,260 Building $24,690
2021			$79,850 Land $9,300 Building $70,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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