2340 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 2340 E 31st St, Lorain, OH 44055 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,349 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00-082-104-011`

Property Details

APN / Parcel Number

Primary APN	`03-00-082-104-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,276 sqft Living Area
1st Floor Area	748 sqft
2nd Floor Area	528 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2340 E 31ST ST
City	LORAIN
State	OH
Zip	44055-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L CO FRNT 0050.00 DPTH 0135.00
Legal Subdivision	S L CO FRNT
Legal Block	104
Legal Lot Number	2336
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2008
Census Tract	23600

Owner

Source: Lorain County records · APN 03-00-082-104-011

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2340 E 31ST ST, LORAIN, OH 44055-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2340 E 31ST ST, LORAIN, OH 44055-2016
Document Number	0000679479
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2340 E 31ST ST LORAIN OH 440552016, LORAIN, OH 44055-2016

Mortgage

Document Number	0000679479
Date	Jul 12, 2018
Instrument	679479

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,349.00 (+38.5%)	$35,300 (+86.59%) Land $4,150 Building $31,150	$100,860 (+86.6%) Land $11,870 Building $88,990
2023	$974.00 (+0.93%)	$18,918 (-0.01%) Land $4,309 Building $14,609	$54,050 (-) Land $12,310 Building $41,740
2022	$965.00	$18,920 Land $4,310 Building $14,610
2021			$54,050 Land $12,310 Building $41,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 500 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Cogeco Cable Holdings II, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.