2404 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 2404 E 31st St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$63,000 (Jul 2000)
Tax Bill	$520 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-082-108-002`

Property Details

APN / Parcel Number

Primary APN	`03-00-082-108-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	260 sqft
Canopy	220 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2404 E 31ST ST
City	LORAIN
State	OH
Zip	44055-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L CO FRNT 0050.00 DPTH 0135.00
Legal Subdivision	S L CO FRNT
Legal Block	108
Legal Lot Number	2333
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3012
Census Tract	23600

Owner

Source: Lorain County records · APN 03-00-082-108-002

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2404 E 31ST ST, LORAIN, OH 44055-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2000 · Amount on Record
Deed Sale	Jul 03, 2000 · Amount on Record
Deed Document Number	693388
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2404 E 31ST ST, LORAIN, OH 44055-2126
Document Number	0000773330
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 E 31ST ST LORAIN OH 440552126, LORAIN, OH 44055-2126

Mortgage

Document Number	0000773330
Date	Aug 10, 2020
Instrument	773330

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 09, 2027

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$520.00	$34,400 (-0.02%) Land $4,150 Building $30,250	$98,300 (-) Land $11,870 Building $86,430
2024	$520.00 (-29.06%)	$34,406 (+141.63%) Land $4,155 Building $30,251	$98,300 (+141.64%) Land $11,870 Building $86,430
2023	$733.00 (+0.96%)	$14,239 (-0.01%) Land $4,309 Building $9,930	$40,680 (-) Land $12,310 Building $28,370
2022	$726.00	$14,240 Land $4,310 Building $9,930
2021			$40,680 Land $12,310 Building $28,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cogeco Cable Holdings II.

Based on FCC filings for 500 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORAIN CITY PWS serves 64,152 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.