2408 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 2408 E 31st St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,172 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$1,405 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-082-108-003`

Property Details

APN / Parcel Number

Primary APN	`03-00-082-108-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,172 sqft Living Area
1st Floor Area	673 sqft
2nd Floor Area	499 sqft
Upper Floors Area	499 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	222 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2408 E 31ST ST
City	LORAIN
State	OH
Zip	44055-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L CO SUB 4 50.00 X 135.00
Legal Subdivision	S L CO SUB
Legal Block	108
Legal Lot Number	2332
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3012
Census Tract	23600

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2408 E 31ST ST, LORAIN, OH 44055-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Apr 27, 2004
Last Transfer Date	Aug 10, 2020
Transfer Doc	0000773267
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2020
Property Address	2408 E 31ST ST, LORAIN, OH 44055-2126
Document Number	0000773267
Instrument Date	Aug 6, 2020
Instrument	773267
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	BARRISTER TITLE SERVICES, BARRISTERS/OH

Transaction

Amount	Amount Recorded
Tax	$34.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 E 31ST ST LORAIN OH 440552126, LORAIN, OH 44055-2126

Mortgage

Document Number	773268
Date	Aug 10, 2020
Instrument	773268

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,405.00	$36,760 (-0.02%) Land $4,150 Building $32,610	$105,050 (-) Land $11,870 Building $93,180
2024	$1,405.00 (+90.64%)	$36,768 (+156.78%) Land $4,155 Building $32,613	$105,050 (+156.78%) Land $11,870 Building $93,180
2023	$737.00 (+0.82%)	$14,319 (-0.01%) Land $4,309 Building $10,010	$40,910 (-) Land $12,310 Building $28,600
2022	$731.00	$14,320 Land $4,310 Building $10,010
2021			$40,910 Land $12,310 Building $28,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cogeco Cable Holdings II.

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